What are the joining and renewal fees for the IndusInd Bank Crest Credit Card?

The IndusInd Bank Crest Credit Card has a joining fee of ₹75,000 + GST and a renewal fee of ₹10,000 + GST.

How can I get the annual fee waived for my IndusInd Bank Crest Credit Card?

The annual membership fee for the IndusInd Bank Crest Credit Card is waived off if you spend ₹20,00,000 in the previous year.

What are the reward points earning rates on the IndusInd Bank Crest Credit Card?

On the IndusInd Bank Crest Credit Card, earn 2.5 Reward Points per ₹100 internationally, 1 RP per ₹100 domestically, and 0.70 RP per ₹100 on utilities and rentals.

Does the IndusInd Bank Crest Credit Card provide airport lounge access?

Yes, the IndusInd Bank Crest Credit Card offers 2 complimentary international lounge visits quarterly via LoungeKey and 2 complimentary domestic lounge visits quarterly.

What dining privileges are included with the IndusInd Bank Crest Credit Card?

The IndusInd Bank Crest Credit Card provides Club ITC Culinaire membership benefits, including dining vouchers, up to 25% savings at ITC hotels, and up to ₹3,000 off at partner restaurants.

What golf benefits does the IndusInd Bank Crest Credit Card offer?

The IndusInd Bank Crest Credit Card provides 3 complimentary golf rounds and lessons monthly, plus 12 annual green fees/lessons and access to TPC private golf courses.

What insurance coverage comes with the IndusInd Bank Crest Credit Card?

The IndusInd Bank Crest Credit Card includes a complimentary Personal Air Accident Cover of ₹2.5 Crores and Lost Card Liability Protection.

How can I redeem my reward points from the IndusInd Bank Crest Credit Card?

IndusInd Bank Crest Credit Card reward points can be redeemed for AirMiles with partner airlines, or as cash credit to pay card bills (1 RP = ₹0.75, max 10,000 RP/month from Sep 2024).

What is the foreign currency markup on the IndusInd Bank Crest Credit Card?

The foreign currency markup for the IndusInd Bank Crest Credit Card is 3.5% + GST on international spends.

Does the IndusInd Bank Crest Credit Card offer movie benefits?

Yes, the IndusInd Bank Crest Credit Card offers a Buy One Get One (BOGO) offer on BookMyShow (max 3 tickets/month, cap ₹700) and discounts on F&B and events.

IndusInd Bank

IndusInd Bank Crest Credit Card

TravelShopping

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

2.5 RP/₹100 intl. spends, 1 RP/₹100 dom. spends. 0.70 RP/₹100 for rent, utilities, education, insurance.

Reward Type

Reward Points

Reward Redemption

Redeem for AirMiles (e.g., KrisFlyer), cash credit (1 RP = ₹0.75, max 10k RP/month from Sep 2024).

Domestic Lounge Access

2 complimentary domestic lounge visits quarterly under the MasterCard India Lounge access program.

International Lounge Access

LoungeKey membership: 2 complimentary international lounge visits every quarter per guest.

Premium Benefits

3 compl. golf rounds/lessons monthly; 12 green fees/lessons annually; TPC private club access.

Insurance Coverage

Personal Air Accident Cover worth ₹2.5 Crores. Lost Card Liability Protection (48 hrs prior reporting).

Movie

BOGO BookMyShow (max 3 free tickets/month, cap ₹700). ₹50 off F&B. 20% off theatre/events.

Dining

Club ITC Culinaire membership, ₹3k dining voucher, up to 25% savings at ITC/Welcome/Fortune/WelcomHeritage.

Travel Benefits

AirMiles redemption, 15% off Meet & Greet, premium airport services, Flexiroam, Oberoi stays.

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Frequently Asked Questions

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