What is the IndusInd Bank Celesta Credit Card designed for?

The IndusInd Bank Celesta Credit Card is a premium offering tailored for high-net-worth individuals seeking luxury and exclusive lifestyle benefits.

What are the joining and renewal fees for the IndusInd Bank Celesta Credit Card?

The IndusInd Bank Celesta Credit Card has a joining fee of ₹25,000 + GST and a renewal fee of ₹5,000 + GST.

How can I waive the renewal fee for my IndusInd Bank Celesta Credit Card?

The renewal fee for the IndusInd Bank Celesta Credit Card is waived if you spend ₹10 lakhs or more in the preceding year.

What welcome benefits does the IndusInd Bank Celesta Credit Card offer?

Upon joining, the IndusInd Bank Celesta Credit Card offers welcome vouchers worth ₹25,000, including from Oberoi Hotels and Montblanc.

What are the reward rates for the IndusInd Bank Celesta Credit Card?

With the IndusInd Bank Celesta Credit Card, earn 1 RP/₹100 domestic, 3 RP/₹100 international, and 0.70 RP/₹100 on select categories.

Does the IndusInd Bank Celesta Credit Card provide lounge access?

Yes, the IndusInd Bank Celesta Credit Card offers unlimited complimentary domestic lounge access and 2 international lounge visits per quarter via Priority Pass.

What movie and dining privileges come with the IndusInd Bank Celesta Credit Card?

Enjoy up to 3 free movie tickets monthly, Buy 1 Get 1 Free on BookMyShow, a complimentary EazyDiner Prime membership, and significant dining discounts with the IndusInd Bank Celesta Credit Card.

What insurance coverage is included with the IndusInd Bank Celesta Credit Card?

The IndusInd Bank Celesta Credit Card provides extensive insurance coverage including accidental air death (₹2.5 Cr), lost baggage (₹1 lakh), and loss of travel documents (₹50k).

What is the foreign currency markup on the IndusInd Bank Celesta Credit Card?

The IndusInd Bank Celesta Credit Card has a foreign currency markup of 3.5% on all international transactions.

How can I redeem reward points earned on my IndusInd Bank Celesta Credit Card?

Reward points from the IndusInd Bank Celesta Credit Card can be redeemed for KrisFlyer Miles, cash credit, or products via IndusMoments.

IndusInd Bank

IndusInd Bank Celesta Credit Card

PremiumTravelDining

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Vouchers worth ₹25,000 on joining, including from Oberoi Hotels & Montblanc.

Rewards Rate

Earn 1 RP/₹100 domestic, 3 RP/₹100 international. 0.70 RP/₹100 on select categories.

Reward Type

Reward Points

Reward Redemption

Redeem for KrisFlyer Miles (2RP=1 Mile), cash credit (1RP=₹0.75), or IndusMoments products.

Domestic Lounge Access

Unlimited complimentary domestic airport lounge access.

International Lounge Access

2 complimentary international lounge access per quarter with the Priority Pass membership.

Premium Benefits

3 complimentary golf lessons and 3 complimentary golf games every month.

Insurance Coverage

Air accidental death (₹2.5 Cr), lost baggage (₹1L), delayed baggage (₹5k), lost documents (₹50k).

Movie

Up to 3 free movie tickets monthly. Buy 1 Get 1 Free on BookMyShow (3x, max ₹700). Flat 20% off.

Dining

Complimentary EazyDiner Prime. Up to 50% off at premium restaurants. Plus ₹3,000 off on dining yearly.

Travel Benefits

Unlimited domestic lounge access. 2 international lounge visits/quarter via Priority Pass. Hertz offers.

What matters, explained clearly

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Frequently Asked Questions

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