What are the main benefits of the IndianOil Axis Bank RuPay Credit Card?

The IndianOil Axis Bank RuPay Credit Card offers excellent value back on fuel spends at IOCL, discounts on movies via BookMyShow, and dining offers.

How much is the joining fee for the IndianOil Axis Bank RuPay Credit Card?

The joining fee for the IndianOil Axis Bank RuPay Credit Card is Rs. 500 + GST.

Can the annual fee for the IndianOil Axis Bank RuPay Credit Card be waived?

Yes, the annual fee is waived if you spend Rs. 3,50,000 or more in a card anniversary year with your IndianOil Axis Bank RuPay Credit Card.

What is the reward rate on fuel spends with this card?

The IndianOil Axis Bank RuPay Credit Card offers 20 reward points per Rs. 100 spent on fuel at IOCL outlets, which translates to 4% value back.

Are there any movie benefits with the IndianOil Axis Bank RuPay Credit Card?

Yes, cardholders get an instant discount of up to 10% on movie tickets booked through BookMyShow using their IndianOil Axis Bank RuPay Credit Card.

What are the charges for foreign currency transactions on the IndianOil Axis Bank RuPay Credit Card?

The foreign currency transaction fee on the IndianOil Axis Bank RuPay Credit Card is 3.5% of the transaction value.

Is there a fee for redeeming reward points from the IndianOil Axis Bank RuPay Credit Card?

Yes, a fee of INR 99 per transaction is charged for redeeming EDGE Reward Points on the Axis Bank EDGE Rewards platform.

What is the eligibility criteria for the IndianOil Axis Bank RuPay Credit Card?

Primary cardholders must be 18-70 years old, and add-on cardholders over 15. Applicants should be residents or non-resident Indians.

Does the IndianOil Axis Bank RuPay Credit Card offer lounge access?

No, the IndianOil Axis Bank RuPay Credit Card does not currently provide complimentary airport lounge access.

When will the terms and conditions for the IndianOil Axis Bank Credit Card be updated?

The terms and conditions for the IndianOil Axis Bank Credit Card are scheduled to be updated effective June 20, 2025.

Axis Bank

IndianOil Axis Bank RuPay Credit Card

FuelShoppingMovies

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Earn up to 1250 EDGE REWARD points (worth ₹250) on first fuel transaction within 30 days of card issuance.

Rewards Rate

Earn 20 pts/₹100 on fuel (IOCL), 5 pts/₹100 on online shopping, 1 pt/₹100 on other spends.

Reward Type

Reward Points

Reward Redemption

Redeem EDGE Reward Points for shopping/travel vouchers or products on Axis Bank EDGE Rewards Portal.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Up to 10% instant discount on movie tickets booked via BookMyShow app or website.

Dining

Up to 15% off (max Rs. 500) on dining bills at partner restaurants via Axis Bank EazyDiner Program.

Travel Benefits

Instant savings up to 15% on flights & hotels via MakeMyTrip (Wednesdays).

What matters, explained clearly

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Frequently Asked Questions

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