Name: IDFC FIRST WoW Credit Card
Brand: idfc
SKU: idfc-first-wow-credit-card
Availability: InStock

Question 1

What is the IDFC FIRST WoW Credit Card?

Accepted Answer

The IDFC FIRST WoW Credit Card is a lifetime-free, FD-backed premium credit card by IDFC FIRST Bank, offering 0% foreign currency markup and helping users build credit history without income proof.

Question 2

Are there any joining or annual fees for the IDFC FIRST WoW Credit Card?

Accepted Answer

No, the IDFC FIRST WoW Credit Card is lifetime free, meaning it has zero joining and zero annual fees.

Question 3

Does the IDFC FIRST WoW Credit Card charge foreign currency markup?

Accepted Answer

No, the IDFC FIRST WoW Credit Card features a 0% foreign currency markup on all international transactions, making it ideal for global use.

Question 4

How do I earn reward points with the IDFC FIRST WoW Credit Card?

Accepted Answer

You can earn up to 4X never-expiring Reward Points on eligible spends, including 4X on all travel transactions and 1X on insurance/utility bill payments with the IDFC FIRST WoW Credit Card.

Question 5

Is a Fixed Deposit mandatory to get the IDFC FIRST WoW Credit Card?

Accepted Answer

Yes, a Fixed Deposit of a minimum specified amount (e.g., ₹20,000 for residents) is mandatory to secure and get the IDFC FIRST WoW Credit Card.

Question 6

What are the welcome benefits for the IDFC FIRST WoW Credit Card?

Accepted Answer

For the UPI Linked IDFC FIRST WoW Credit Card, you can get 100% cashback up to ₹200, distributed as ₹50 each on your first 4 UPI transactions.

Question 7

Does the IDFC FIRST WoW Credit Card offer movie or dining benefits?

Accepted Answer

Yes, the IDFC FIRST WoW Credit Card provides a 50% discount up to ₹300 on BookMyShow movie tickets and discounts on food and beverages up to ₹200.

Question 8

What insurance benefits are included with the IDFC FIRST WoW Credit Card?

Accepted Answer

The IDFC FIRST WoW Credit Card includes a ₹2 Lakh Personal Accident Cover, a ₹25,000 Card Liability Cover, and ₹25,000 Purchase Protection.

Question 9

How much interest does the Fixed Deposit linked to the IDFC FIRST WoW Credit Card earn?

Accepted Answer

The Fixed Deposit linked to the IDFC FIRST WoW Credit Card earns a competitive interest rate of 6.3% per annum.

Question 10

Can I withdraw cash using the IDFC FIRST WoW Credit Card?

Accepted Answer

Yes, you can withdraw cash, with 0% interest for up to 45 days. However, a cash advance fee of ₹199 + GST applies per withdrawal using the IDFC FIRST WoW Credit Card.

IDFC FIRST WoW Credit Card

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