Name: IDFC FIRST WoW Credit Card
Brand: idfc
SKU: idfc-first-wow-credit-card
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. How much fixed deposit is required to apply for the IDFC FIRST WoW Credit Card?

Accepted Answer

To apply for the IDFC FIRST WoW Credit Card, you must have a fixed deposit of at least ₹20,000 with IDFC FIRST Bank in cumulative/re-invest and auto-renewed mode.

Question 2

2. Are there any hidden charges on the ZERO joining and renewal fees for the IDFC FIRST WoW Credit Card?

Accepted Answer

No, there are no hidden charges or conditions; both the joining and renewal fees are completely NIL for the IDFC FIRST WoW Credit Card.

Question 3

3. What are the cash withdrawal charges on the IDFC FIRST WoW Credit Card?

Accepted Answer

Only a cash advance fee of ₹199 is applicable per transaction for cash withdrawals, with no interest charges on the IDFC FIRST WoW Credit Card.

Question 4

4. Do I earn reward points on fuel, insurance, EMI, or cash withdrawals with the IDFC FIRST WoW Credit Card?

Accepted Answer

No, reward points are not applicable on fuel, insurance, EMI transactions, or cash withdrawals made using the IDFC FIRST WoW Credit Card.

Question 5

5. What are the key reward benefits of the IDFC FIRST WoW Credit Card?

Accepted Answer

The IDFC FIRST WoW Credit Card offers 4X Reward Points on eligible purchases, along with 1 Reward Point on utility spends and discounts on movie tickets via BookMyShow.

Question 6

6. Does the IDFC FIRST WoW Credit Card charge foreign transaction fees?

Accepted Answer

No, the IDFC FIRST WoW Credit Card has zero foreign currency markup charges, making it ideal for international spending.

Question 7

7. What insurance benefits come with the IDFC FIRST WoW Credit Card?

Accepted Answer

The card provides Personal Accident Cover (₹2,00,000), Card Liability Cover (₹25,000), Credit Shield Cover (₹25,000), and Purchase Protection (₹25,000).

IDFC FIRST WoW Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from IDFC FIRST Bank

Comments & Reviews

Share your thoughts