IDFC FIRST Wealth Credit Card

Welcome Offer

₹500 gift voucher on ₹5k spend & up to ₹1,000 cashback on 1st EMI transaction (min ₹2,500).

Rewards Rate

Earn 3X on up to ₹20K spends, rent, UPI; 10X on incremental spends above ₹20K & birthdays.

Reward Type

Reward Points

Reward Redemption

Redeem online for shopping vouchers, flights & hotels via Poshvine portal or mobile app.

Domestic Lounge Access

2 complimentary visits to Indian airport lounges or spas quarterly on ₹20,000 monthly spend.

International Lounge Access

2 complimentary visits to Global airport lounges quarterly on ₹20,000 monthly spend.

Premium Benefits

Up to 2 complimentary golf rounds/lessons monthly at 20+ courses (spend ₹20,000/month).

Insurance Coverage

₹1 Cr air accident, ₹10L personal accident, ₹50K lost card, trip cancellation & travel insurance.

Movie

Buy-1-Get-1 movie ticket (up to ₹250 off on 2nd ticket) twice a month via District app.

Dining

Up to 20% instant discount on dining bills at over 1500 partner restaurants.

Travel Benefits

Low forex markup, lounge/spa access (domestic & international), trip cancellation & travel insurance.