IDFC FIRST Select Credit Card

Welcome Offer

₹500 gift voucher on ₹5K spend & up to ₹1,000 cashback on first EMI within 30 days.

Rewards Rate

Up to 10X points (₹150=1pt) on spends >₹20K & birthday, 3X on others/UPI, 1X on utilities/insurance.

Reward Type

Reward Points

Reward Redemption

Redeem via portal/app for e-vouchers, gift cards, flights, hotels (1 point = ₹0.25). Never expire.

Domestic Lounge Access

2 airport & 4 railway lounge visits/quarter on ₹20K spend in prior month.

International Lounge Access

Not Applicable

Premium Benefits

4 complimentary golf rounds & 12 lessons annually. 1 round/lesson monthly in India, 50% off in APAC.

Insurance Coverage

₹1 Cr air accident, ₹5L personal accident, ₹50K lost card, up to $300 travel & ₹10K trip cancellation.

Movie

BOGO movie ticket offer (up to ₹125, twice monthly) on District by Zomato app.

Dining

Access to 300+ merchant offers on dining & BOGO movie ticket offer on District by Zomato.

Travel Benefits

1.99% forex markup, domestic lounge access, up to 50X rewards on flights/hotels via app, travel concierge.