Name: IDFC First Private Credit Card
Brand: idfc
SKU: idfc-first-private-credit-card
Price: 50000 INR
Availability: InStock

Question 1

What is the IDFC First Private Credit Card?

Accepted Answer

The IDFC First Private Credit Card is an exclusive, invite-only super-premium metal card designed for high-net-worth individuals, offering extensive luxury and charitable giving features.

Question 2

What are the main fees for the IDFC First Private Credit Card?

Accepted Answer

The IDFC First Private Credit Card has a joining fee of ₹50,000 + GST and an annual fee of ₹50,000 + GST from the second year onwards.

Question 3

How can I get the IDFC First Private Credit Card?

Accepted Answer

The IDFC First Private Credit Card is invite-only, typically extended to individuals with high income, excellent credit score, and a strong banking relationship with IDFC First Bank.

Question 4

What are the welcome benefits of the IDFC First Private Credit Card?

Accepted Answer

Welcome benefits for the IDFC First Private Credit Card include 50,000 Reward Points, complimentary Club ITC Culinaire, Accor Plus Explorer Memberships, and a Taj Dining Voucher on milestone spends.

Question 5

How do I earn reward points with the IDFC First Private Credit Card?

Accepted Answer

The IDFC First Private Credit Card allows you to earn up to 10X Reward Points on incremental monthly spends above ₹30,000 and on birthday spends, with points never expiring.

Question 6

What are Karma Points on the IDFC First Private Credit Card?

Accepted Answer

Karma Points on the IDFC First Private Credit Card are earned on monthly spends above ₹30,000 and automatically donated to a chosen charity once 20,000 points are accumulated, offering a unique charitable contribution.

Question 7

Does the IDFC First Private Credit Card offer lounge access?

Accepted Answer

Yes, the IDFC First Private Credit Card provides unlimited complimentary access to global airport lounges, domestic airport spas and lounges for both primary and add-on cardholders, plus railway lounge access in India.

Question 8

What are the travel insurance benefits of the IDFC First Private Credit Card?

Accepted Answer

The IDFC First Private Credit Card includes a ₹1 Crore Personal Air Accident Cover, travel insurance for lost baggage, flight delays, passport, and a trip cancellation cover of up to ₹50,000 twice a year.

Question 9

Are there any forex markup charges on the IDFC First Private Credit Card?

Accepted Answer

No, the IDFC First Private Credit Card features a 0% foreign currency markup, making international spends more economical for cardholders.

Question 10

How can I redeem reward points from my IDFC First Private Credit Card?

Accepted Answer

Reward points from the IDFC First Private Credit Card can be redeemed against online/offline transactions, gift vouchers, or for donations to charity via the app or net banking, with varying values depending on the redemption method.

IDFC First Private Credit Card

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