IDFC FIRST Bank
Benefits & Features
Welcome Offer
₹500 gift voucher (Amazon, BigBasket) on ₹5k spend + 5% cashback up to ₹1000 on first EMI.
Rewards Rate
10X reward points on incremental spends > ₹20,000 & birthdays. 3X on spends up to ₹20,000. 1X on specific categories.
Reward Type
Reward Points
Reward Redemption
Never-expiring points, 1 RP = ₹0.25. Redeem online/offline payments, rewards portal, or mobile app/net banking.
Domestic Lounge Access
4 complimentary railway lounge visits across India every quarter, subject to ₹20,000 spend.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Personal Accident Cover of ₹2,00,000. Lost Card Liability Cover of ₹25,000.
Movie
Get 25% off, up to ₹100, on movie tickets booked via the District by Zomato mobile app every month.
Dining
Up to 20% off at 1500+ restaurants across India.
Travel Benefits
4 complimentary railway lounge visits per quarter, accelerated rewards on travel via app, 24/7 Roadside Assistance.
What matters, explained clearly
Frequently Asked Questions
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