IDFC FIRST Bank
Benefits & Features
Welcome Offer
100% cashback up to ₹500 on your first UPI transaction within 15 days of card generation.
Rewards Rate
Earn 1% cashback on IDFC app spends, 0.5% on other UPI/online/utility spends, capped at ₹500/cycle.
Reward Type
Cashback
Reward Redemption
Cashback is automatically credited to your IDFC FIRST Bank Credit Card account during statement generation.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Lost card liability cover of ₹25,000 and personal accident cover of ₹2,00,000 are included.
Movie
25% discount up to ₹100 on movie tickets booked on District by Zomato, capped monthly.
Dining
Not Applicable
Travel Benefits
Bonus 4% cashback on flights & 8% on hotels via IDFC app's 'Travel and Shop' section from July 2025.
What matters, explained clearly
Frequently Asked Questions
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