IDFC FIRST Bank
Benefits & Features
Welcome Offer
Earn 4,000 RP on fee payment. Additional 8,000 RP (4k each) on ₹20k spends in 2nd & 3rd cycles.
Rewards Rate
Earn 1 RP per ₹150 spent. Up to 50X on hotels/30X on flights via app. 10X on >₹20k spends/birthday.
Reward Type
Reward Points
Reward Redemption
1 RP = ₹0.50 for hotels/flights via app; ₹0.25 for other redemptions like gift vouchers/products.
Domestic Lounge Access
4 complimentary visits per quarter, including 1 guest visit (requires ₹20,000 spend previous month).
International Lounge Access
4 complimentary visits per quarter (requires ₹20,000 spend in the previous calendar month).
Premium Benefits
4 complimentary green fees & 12 lessons per year. Up to 24 rounds/lessons annually based on spend.
Insurance Coverage
Air Accident Cover ₹1 Cr, Personal Accident ₹10L, Lost Card Liability ₹50k, Travel Insurance up to USD 1200.
Movie
Buy One Get One free offer on movie tickets with up to ₹500 off on the second ticket, twice a month.
Dining
Access exclusive offers & curated dining experiences via Mastercard Culinary Club. Up to 20% off at restaurants via VISA.
Travel Benefits
Zero Forex Markup. Free Trip Cancellation cover up to ₹50k, twice a year. Luxury hotel benefits & airport services.
What matters, explained clearly
Frequently Asked Questions
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