IDFC First Bank Ashva Metal Credit Card

Welcome Offer

Earn up to 7,500 Reward Points (worth up to ₹3,000) on joining and meeting spend criteria in initial cycles.

Rewards Rate

Up to 60X Reward Points on travel via mobile app; 10X on spends > ₹20k/month; 5X on spends up to ₹20k.

Reward Type

Reward Points

Reward Redemption

₹0.40/point for hotel/flight bookings via mobile app; ₹0.25/point for gift vouchers & other spends.

Domestic Lounge Access

4 complimentary visits/quarter to airport lounges and spas in India (spend ₹20k/month req).

International Lounge Access

2 complimentary visits/quarter to global airport lounges (Dreamfolks card, spend ₹20k/month req).

Premium Benefits

2 complimentary golf rounds/lessons every month based on ₹20,000 spend per round/lesson.

Insurance Coverage

₹1 Cr Air Accident, ₹10 Lakh Personal Accident, ₹50k Lost Card Liability, and USD 1200 travel cover.

Movie

Enjoy a 'Buy One Get One Free' offer on movie tickets with up to ₹400 off, twice a month.

Dining

Up to 20% off total bill at participating restaurants via VISA Infinite Privileges.

Travel Benefits

Complimentary airport lounge access, trip cancellation cover, hotel discounts, and global limousine services.