IDFC FIRST BankIDFC FIRST Bank

IDFC Bank FIRST SWYP Credit Card

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IDFC Bank FIRST SWYP Credit Card
Last updated: 5 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

₹500 Amazon voucher (₹5k spend), 1k Reward Points on first EMI, & travel/Lenskart discounts.

Rewards Rate

Monthly milestone rewards (up to 4,000 points on ₹60k spend), plus bonus on rental/utility.

Reward Type

Reward Points

Reward Redemption

Points (1 RP = ₹0.25) for flights, hotels via IDFC FIRST app or gift vouchers. No expiry.

Domestic Lounge Access

4 complimentary railway lounge accesses quarterly. Domestic airport lounge access via referral program.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary insurance covers are provided.

Movie

25% discount up to ₹100 on movie tickets via District by Zomato mobile App, once a month.

Dining

10% off up to ₹100 on Zomato (orders >₹299, twice/month) & 20% off up to ₹80 on Dominos.

Travel Benefits

Enjoy 4 complimentary railway lounge accesses quarterly, plus discounts on flights & hotels.

What matters, explained clearly

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Frequently Asked Questions

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