What is the ICICI Bank Mine Credit Card?

The ICICI Bank Mine Credit Card is India's first Flexi-Plan Credit Card, allowing users to choose from Starter, Pro, or Premium monthly plans to customize benefits according to their spending habits.

How do the plans work on the ICICI Bank Mine Credit Card?

The ICICI Bank Mine Credit Card offers Starter (₹0/month), Pro (₹49/month), and Premium (₹149/month) plans, each with different cashback rates, caps, and lifestyle benefits.

What are the key cashback benefits of the ICICI Bank Mine Credit Card?

The ICICI Bank Mine Credit Card offers 1% cashback on all retail spends and up to 5% cashback on select top brands, depending on your chosen plan.

Does the ICICI Bank Mine Credit Card offer lounge access?

Yes, the Pro Plan provides 1 complimentary domestic railway lounge access monthly, while the Premium Plan offers 1 domestic airport and 1 railway lounge access per month with the ICICI Bank Mine Credit Card.

How can I waive the monthly fee for my ICICI Bank Mine Credit Card?

You can waive the monthly fee for the Pro Plan of the ICICI Bank Mine Credit Card by spending ₹10,000, and for the Premium Plan by spending ₹20,000, in the previous month.

How do I redeem Mine Cash earned with my ICICI Bank Mine Credit Card?

Mine Cash from your ICICI Bank Mine Credit Card can be redeemed against the ICICI Bank Reward catalog (1 Mine Cash = ₹0.5) or against your statement balance (1 Mine Cash = ₹1) with a minimum of 1,500 Mine Cash.

What is the foreign currency markup on the ICICI Bank Mine Credit Card?

The ICICI Bank Mine Credit Card has a foreign currency markup of 3.5% on all international transactions.

Are there any dining benefits with the ICICI Bank Mine Credit Card?

Yes, all three plans of the ICICI Bank Mine Credit Card offer a discount of 15% or more on dining.

Is the ICICI Bank Mine Credit Card suitable for students?

Yes, the ICICI Bank Mine Credit Card is available for Indian students who meet the age and documentation requirements.

Can I switch between plans on my ICICI Bank Mine Credit Card?

Yes, cardholders have the flexibility to switch between the Starter, Pro, and Premium plans of the ICICI Bank Mine Credit Card at any time to match their evolving spending patterns.

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ICICI Bank Mine Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

No specific welcome benefits are explicitly mentioned for this card.

Rewards Rate

Earn 1% cashback on all retail spends and up to 5% cashback on top brands like Swiggy, Zomato.

Reward Type

Cashback

Reward Redemption

Mine Cash can be redeemed against ICICI Bank Reward catalog (1:0.5) or statement balance (1:1).

Domestic Lounge Access

Pro Plan offers 1 monthly railway lounge access; Premium Plan offers 1 monthly airport + 1 railway lounge.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Up to 5% cashback on movie-related brands like Inox, PVR, BookMyShow with Pro and Premium plans.

Dining

Enjoy 15% or more discount on dining across all three ICICI Bank Mine Credit Card plans.

Travel Benefits

Complimentary domestic lounge access, up to 7% off hotels, and 4% off flights with higher plans.

What matters, explained clearly

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Frequently Asked Questions

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