ICICI Bank Expressions Sapphiro Forex Card – Benefits, Fees & Eligibility

Introduction

The ICICI Bank Expressions Sapphiro Forex Card is a premium travel solution designed for globetrotters, offering a unique blend of personalisation and exclusive benefits. It allows users to choose from over 150 unique card designs, providing a personal touch to their travel. Key differentiating benefits include complimentary international lounge access, zero cross-currency mark-up fees, and valuable vouchers for Uber and Amazon, ensuring convenience, security, and style for every journey.

Welcome Benefits

• Uber Voucher: Enjoy discount vouchers worth ₹1,000 for Uber rides.
• Amazon Voucher: Receive discount vouchers worth ₹500 for shopping or payments on Amazon.
• Card Protection Plus Insurance: Comprehensive insurance worth ₹1,600.
• International SIM: Get a complimentary international SIM card offered by Visa.

Fees

• Joining Fees: ₹3,499 + GST
• Annual Fees: NIL
• Cross-Currency Mark-up Fee: Zero Mark-up Fee on cross-currency transactions.
• ATM Fee Waivers: 3 monthly ATM Fee Waivers globally. Additional withdrawals may incur standard charges depending on the currency.

Rewards

• Personalised Design Options: Choose from over 150 unique designs across themes like Entertainment, Travel, Animals, Fashion, or personalise with an image of your choice.
• Worldwide Lounge Access: Enjoy 2 complimentary international lounge access visits.
• ATM Fee Waivers: Get 3 free ATM withdrawals per month across the globe.
• Uber Voucher: Discount vouchers worth ₹1,000 for Uber rides.
• Amazon Voucher: Discount vouchers worth ₹500 for shopping/payments on Amazon.
• Card Protection Plus Insurance: Insurance worth ₹1,600.
• International SIM: Complimentary international SIM card offered by Visa.
• Lost Card Liability Coverage: Coverage of up to ₹5,00,000 in case of card loss, offering security wherever you travel.
• Replacement Card: Free replacement card in case the primary card gets lost or damaged.

Rewards Redemption Guide

How to Access Airport Lounges

• Open the DreamFolks app.
• Enter your mobile number and click ‘Send OTP’, then verify with the OTP.
• Enter your membership ID and PIN (sent in your kit) and click ‘Submit’.
• Enter your information and click ‘Next’.
• Click ‘Browse’ for the required service.
• Enter the airport name to view the list of outlets.
• Select the outlet to view its details.
• Click ‘Member Access’ to proceed.
• Select the card you want to use or click ‘Details’ to see the benefits.
• Click ‘Use This Card’ to proceed.
• Show the generated QR Code to get access to the outlet.
• Complimentary lounge access is valid for a maximum of 1 year.

How to Redeem the Uber Gift Voucher

• Visit the Uber e-Gift Card redemption link: https://icicitravelcard.woohoo.in/uber-e-gift-card.
• On the page, click Checkout. Enter your registered e-mail ID and mobile number.
• Enter the voucher code mentioned in the kit in the "Enter ICICI Bank Voucher Code" box and click Apply.
• Place the order to receive the voucher on your registered e-mail ID and mobile number.
• The voucher code is valid for 12 months from the date of card activation.
• In the Uber app, go to the payment section.
• Tap ‘Add Payment Method’ and select ‘Gift Card’.
• Enter the gift code.
• Uber credits will be added to your account.

How to Avail the International SIM

• Eligible cardholders can avail the benefit by visiting https://visaforex.poshvine.com/.
• Log in using the card number of your eligible card and other details.
• Check the validity of this benefit using your card number.
• After logging in, copy the unique code from the offer tile and click the link to visit the e-SIM/SIM card vendor's platform.
• On the vendor's platform, select your preferred call plan details.
• You will receive an e-mail with a link to complete the KYC process by uploading necessary details.
• After KYC is completed, an option to select an e-SIM or a physical SIM card will be available.
• For an e-SIM, a QR code will be sent via e-mail to activate it. A list of compatible phones will be available on the platform.
• For a physical SIM card, enter your delivery address and pay a delivery charge of ₹100 for shipping.

Card Review

The ICICI Bank Expressions Sapphiro Forex Card is an excellent choice for frequent international travellers who value personalisation, convenience, and cost savings. Its standout features include the ability to customise the card's design, making it a unique travel accessory. The card offers significant value through its zero cross-currency mark-up fee, which can lead to substantial savings on foreign transactions. Complimentary international lounge access and ATM fee waivers enhance the travel experience, while welcome benefits like Uber and Amazon vouchers add immediate value. The comprehensive insurance coverage for lost cards and card protection provides peace of mind. Customers have praised its competitive exchange rates and wide global acceptance. It is particularly well-suited for globetrotters and students studying abroad, offering support for multiple currencies and reliable support.

Important Product Details

• Positive Highlights:
  • Customisable card designs (150+ options).
  • Zero cross-currency mark-up fee.
  • 2 complimentary international lounge access visits.
  • 3 monthly ATM fee waivers globally.
  • Welcome vouchers for Uber (₹1,000) and Amazon (₹500).
  • Complimentary international SIM card.
  • Lost Card Liability Coverage up to ₹5,00,000.
  • Free replacement card.
  • Card Protection Plus insurance worth ₹1,600.
  • Embedded microchip for high-level security.
  • NIL annual fees.
• Negative Highlights:
  • A joining fee of ₹3,499 + GST applies.
  • Additional ATM withdrawals beyond the 3 free per month may incur charges.
  • Delivery charge of ₹100 for physical international SIM card.

Other Details

• Security: The Expressions Sapphiro Forex Card comes with an embedded microchip for high-level security in every transaction.
• Loading Funds: Funds can be easily loaded through IMPS, NEFT, or UPI. Reloads can be done anytime through ICICI Bank’s online portal.
• Target Audience: Ideal for globetrotters and individuals seeking a card that combines convenience, style, and powerful travel features.
• Application: Existing ICICI Bank customers can easily log in to apply.