What is the ICICI Bank Expressions Credit Card?

The ICICI Bank Expressions Credit Card is a unique entry-level card known for its personalization feature, allowing users to customize its design. It offers various benefits including reward points, movie discounts, and lounge access.

How can I personalize my ICICI Bank Expressions Credit Card?

You can personalize your ICICI Bank Expressions Credit Card by choosing from over 175 pre-installed templates or by uploading your own image.

What are the joining and annual fees for the ICICI Expressions Card?

The joining fee for the ICICI Bank Expressions Credit Card is ₹499 + GST, and the annual fee is also ₹499 + GST.

How can I waive the annual fee for my ICICI Bank Expressions Credit Card?

The annual fee for the ICICI Bank Expressions Credit Card can be waived if you spend ₹1.5 lakh or more in the previous anniversary year.

What are the reward points earnings on the ICICI Bank Expressions Credit Card?

With the ICICI Bank Expressions Credit Card, you earn 3 Reward Points for every ₹100 spent on retail purchases and 1 Reward Point for every ₹100 on utility/insurance.

Does the ICICI Expressions Card offer movie benefits?

Yes, the ICICI Bank Expressions Credit Card offers 25% off on movie tickets (up to ₹100), twice a month, valid on booking at least two tickets via INOX & BookMyShow.

What is the foreign currency markup on the ICICI Expressions Card?

The ICICI Bank Expressions Credit Card has a foreign currency markup of 3.50% on international transactions.

How can I redeem reward points earned on the ICICI Bank Expressions Credit Card?

Reward points from your ICICI Bank Expressions Credit Card can be redeemed for various products, vouchers, or adjusted against your outstanding balance, with 1 Reward Point equaling ₹0.25.

Is there fraud protection on the ICICI Bank Expressions Credit Card?

Yes, the ICICI Bank Expressions Credit Card offers comprehensive fraud protection, including Counterfeit Card Liability and Account Takeover Cover.

ICICI Bank

ICICI Bank Expressions Credit Card

Q: Does the ICICI Bank Expressions Credit Card provide lounge access?

Yes, the ICICI Bank Expressions Credit Card offers 1 complimentary domestic airport lounge access per quarter, subject to spending ₹75,000 in the preceding quarter.

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Last updated: 27 October 2025

Benefits & Features

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Rewards Rate

Earn 3 RP/₹100 on retail, 1 RP/₹100 on utility/insurance, 6x-12x RP on iShop.

Reward Type

Reward Points

Reward Redemption

Redeem points for products, vouchers, or against outstanding balance. 1 RP = ₹0.25.

Domestic Lounge Access

1 complimentary domestic airport lounge access per quarter (spend ₹75k in prior quarter).

Insurance Coverage

Fraud protection includes Counterfeit Card Liability and Account Takeover Cover.

Movie

Get 25% off (up to ₹100) on 2 movie tickets, twice a month via INOX & BookMyShow.

Dining

Exclusive dining discounts & offers available through the Culinary Treats Programme.

Travel Benefits

1 complimentary domestic airport lounge access per quarter on ₹75k spend in prior quarter.

What matters, explained clearly

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Frequently Asked Questions

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