What is the ICICI Bank Business Advantage Blue Credit Card?

The ICICI Bank Business Advantage Blue Credit Card is designed for professionals and entrepreneurs to manage business expenses and earn cashback.

What are the joining and annual fees for the Business Advantage Blue Card?

The joining and annual fees for the ICICI Bank Business Advantage Blue Credit Card are ₹500 + GST each, both of which are waivable.

How can I get the joining fee waived for my ICICI Bank Business Advantage Blue Credit Card?

You can get the joining fee waived by spending ₹50,000 or more within the first 60 days of the ICICI Bank Business Advantage Blue Credit Card's issuance.

What kind of cashback can I earn with this ICICI Bank credit card?

The ICICI Bank Business Advantage Blue Credit Card offers up to 1% cashback on airline, hotel, and restaurant spends, and 0.20% on bill payments.

Does the ICICI Bank Business Advantage Blue Credit Card offer airport lounge access?

Yes, the ICICI Bank Business Advantage Blue Credit Card provides 2 complimentary domestic airport lounge visits per quarter upon meeting spend criteria.

Are there any insurance benefits with the ICICI Bank Business Advantage Blue Credit Card?

Yes, the card offers extensive insurance coverage, including personal air accident, accidental death, medical expenses, baggage, and lost card liability.

What is the foreign currency markup on the ICICI Bank Business Advantage Blue Credit Card?

The foreign currency markup on the ICICI Bank Business Advantage Blue Credit Card is 3.5% for all international transactions.

Can I get a fuel surcharge waiver with this ICICI Bank credit card?

Yes, the ICICI Bank Business Advantage Blue Credit Card offers a 1% fuel surcharge waiver at HPCL, capped at ₹500 per month.

What are the best uses for the ICICI Bank Business Advantage Blue Credit Card?

The ICICI Bank Business Advantage Blue Credit Card is best suited for business spending on travel, dining, and other professional services to maximize cashback.

How does the ICICI Bank Business Advantage Blue Credit Card help with expense management?

The card allows holders to track and manage controls, view, and download statements through the Self care / Admin Portal for efficient expense management.

ICICI Bank

ICICI Bank Business Advantage Blue Card

BusinessTravelDining

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

The joining fee of ₹500 + GST can be waived off if you spend ₹50,000 or more within the first 60 days of card issuance.

Rewards Rate

Up to 1% cashback on airline, hotel & restaurant spends; 0.20% on bill payments.

Reward Type

Cashback

Reward Redemption

Cashback is credited to your card account within 30-45 days from eligible transaction date.

Domestic Lounge Access

2 complimentary visits per quarter, max 8/year, on ₹36,000 spend in previous quarter.

International Lounge Access

Not applicable.

Premium Benefits

Not Applicable

Insurance Coverage

Extensive coverage: Air accident (₹75L), accidental death (₹5L), medical (₹1L), lost card (₹1L).

Movie

Not Applicable

Dining

Avail minimum 15% discount on dining bills at 2500+ partnered restaurants under Culinary Treats Program.

Travel Benefits

Assistance with flight/hotel reservations & 2 complimentary domestic lounge visits per quarter.

What matters, explained clearly

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Frequently Asked Questions

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