What is the primary benefit of the ICICI Bank Business Advantage Black Card?

The ICICI Bank Business Advantage Black Card primarily offers attractive cashback on various business expenses, helping SMEs control costs efficiently.

How can I get the joining fee waived for the ICICI Bank Business Advantage Black Card?

The joining fee for the ICICI Bank Business Advantage Black Card is waived if you spend over ₹75,000 within 60 days of card issuance.

What is the annual fee for the ICICI Bank Business Advantage Black Card?

The annual fee for the ICICI Bank Business Advantage Black Card is ₹1,000 + GST, waived if eligible spends exceed ₹7,50,000 in an anniversary year. The first year is free.

Does the ICICI Bank Business Advantage Black Card offer lounge access?

Yes, the ICICI Bank Business Advantage Black Card provides 2 complimentary domestic airport lounge accesses per quarter in India.

What is the cashback rate offered by the ICICI Bank Business Advantage Black Card?

The ICICI Bank Business Advantage Black Card offers up to 1% cashback on both domestic and international spends if your statement balance is over ₹75,000.

Are there any exclusions for cashback on the ICICI Bank Business Advantage Black Card?

Yes, cashback on the ICICI Bank Business Advantage Black Card is not applicable on fuel, cash withdrawals, insurance, interest charges, and card fees.

What insurance benefits are included with the ICICI Bank Business Advantage Black Card?

The ICICI Bank Business Advantage Black Card offers comprehensive insurance, including personal accidental death cover (air ₹75 lakhs), medical expenses, credit shield, and baggage insurance.

What is the foreign currency markup on the ICICI Bank Business Advantage Black Card?

The foreign currency markup on the ICICI Bank Business Advantage Black Card is 3.5% of the transaction amount for international spends.

Can I use the ICICI Bank Business Advantage Black Card for contactless payments?

Yes, the ICICI Bank Business Advantage Black Card supports Visa PayWave for fast, secure contactless payments up to ₹2,000 without a PIN.

What are the concierge services offered by the ICICI Bank Business Advantage Black Card?

The ICICI Bank Business Advantage Black Card provides 24x7 i-Assist concierge services for restaurant reservations, car rentals, hotel bookings, vacation planning, and more.

ICICI Bank

ICICI Bank Business Advantage Black Card

BusinessTravelDining

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

The joining fee is credited back to the account if eligible spends exceed ₹75,000 within 60 days of card issuance.

Rewards Rate

Up to 1% cashback on domestic & international spends if statement balance > ₹75,000.

Reward Type

Cashback

Reward Redemption

Cashbacks are directly added to the account based on monthly statement balance and eligible spends.

Domestic Lounge Access

2 complimentary access per quarter at select Airport Lounges in India.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Comprehensive cover for accidental death (air ₹75L), medical (₹1L), credit shield (₹50k), baggage (₹25k).

Movie

Not Applicable

Dining

Enjoy a minimum 15% discount on dining bills at 2500+ restaurants via ICICI Bank Culinary Treats Programme.

Travel Benefits

2 domestic lounge accesses per quarter. 24x7 i-Assist concierge for hotel bookings, car rentals.

What matters, explained clearly

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Frequently Asked Questions

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