ICICI Bank
Benefits & Features
Welcome Offer
Joining fee credited back on spends exceeding ₹75,000 within 60 days of card setup.
Rewards Rate
Up to 1% cashback on eligible domestic & international spends, capped at ₹2,000 per month.
Reward Type
Cashback
Reward Redemption
Cashback earned monthly is directly credited to the account based on statement balance.
Domestic Lounge Access
2 complimentary access per quarter at select Airport Lounges in India.
International Lounge Access
Not available.
Premium Benefits
Not Applicable
Insurance Coverage
Personal air accident cover up to ₹75 lakhs, non-air up to ₹5 lakhs, medical, & baggage insurance.
Movie
Not Applicable
Dining
Minimum 15% savings on dining bill at over 2500+ restaurants via ICICI Bank Culinary Treats Programme.
Travel Benefits
2 complimentary domestic lounge access per quarter, plus 24x7 concierge for vacation planning & bookings.
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