Name: HDFC Giga Business Credit Card
Brand: hdfc
SKU: hdfc-giga-business-credit-card
Price: 500 INR
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. What is the interest-free period for the HDFC Giga Business Credit Card?

Accepted Answer

The interest-free period for the HDFC Giga Business Credit Card ranges from 25 to 55 days, depending on your billing cycle. For example, if your bill is generated on the 4th of the month, a purchase made on the 5th of April will have a credit period of 54 days, while a purchase on the 2nd of May will have a credit period of 27 days.

Question 2

2. Is the HDFC Giga Business Credit Card available on the RuPay network?

Accepted Answer

No, the HDFC Giga Business Credit Card is currently only available on the Visa network.

Question 3

3. How long are the Cash Points earned with the HDFC Giga Business Credit Card valid?

Accepted Answer

Cash Points earned with the HDFC Giga Business Credit Card are valid for a period of two years.

Question 4

4. Can I redeem my Cash Points for cashback on my HDFC Giga Business Credit Card?

Accepted Answer

Yes, you can redeem your Cash Points to reduce your statement balance. The redemption rate is 1 Cash Point = ₹0.25, and a minimum of 2,500 Cash Points is required for redemption.

Question 5

5. What are the main categories that earn accelerated Cash Points on the HDFC Giga Business Credit Card?

Accepted Answer

The HDFC Giga Business Credit Card offers 6 Cash Points/₹150 spent on business-related digital spends, including advertising, cloud hosting, bill payments, and tax payments, as well as on hotel and flight bookings via MyBiz.

Question 6

6. Are there any discounts available with the HDFC Giga Business Credit Card?

Accepted Answer

Yes, the HDFC Giga Business Credit Card offers various discounts such as 25% off on Zoho Books, 20% off on LegalWiz, up to 43% off on Harappa, and more discounts on partner brands like WeWork, Truelancer, and 42 Courses.

Question 7

7. What is the joining and renewal fee for the HDFC Giga Business Credit Card?

Accepted Answer

The HDFC Giga Business Credit Card charges a ₹500 joining and renewal fee. However, the annual renewal fee is waived if you spend ₹50,000 annually.

HDFC Giga Business Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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