HDFC Bank
Benefits & Features
Welcome Offer
Not Applicable
Rewards Rate
Earn 3% Cashpoints on Dining, Groceries; 2% on Utilities; 1% on other spends, capped monthly.
Reward Type
Cashback
Reward Redemption
Redeem Cashpoints against statement balance (1 CP = ₹0.25), travel bookings, or SmartBuy catalogue.
Domestic Lounge Access
No Domestic Lounge Access benefits.
International Lounge Access
No International Lounge Access benefits.
Premium Benefits
No Golf benefits.
Insurance Coverage
No Insurance benefits.
Movie
Not Applicable
Dining
Earn 3% Cashpoints on Dining spends, Groceries & SuperMarket, with a cap of 500 Cashpoints monthly.
Travel Benefits
Redeem CashPoints for flight & hotel bookings via SmartBuy portal; up to 50% of booking value.
What matters, explained clearly
Frequently Asked Questions
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