What are the joining and renewal fees for the HDFC Bank Superia Credit Card?

The HDFC Bank Superia Credit Card has a joining and renewal fee of Rs. 1,000 + GST each.

How can I waive the annual fee for my HDFC Bank Superia Credit Card?

You can waive the annual fee of your HDFC Bank Superia Credit Card by spending Rs. 75,000 or more in the previous year.

What reward points do I earn with the HDFC Bank Superia Credit Card?

With the HDFC Bank Superia Credit Card, you earn 3 Reward Points for every Rs. 150 spent, plus accelerated points on dining.

Does the HDFC Bank Superia Credit Card offer airport lounge access?

Yes, the HDFC Bank Superia Credit Card provides complimentary Priority Pass membership for access to over 1000 airport lounges globally, though a usage fee of $27 applies per visit.

Can I convert my HDFC Bank Superia Credit Card Reward Points into Airmiles?

Absolutely, you can convert your HDFC Bank Superia Credit Card Reward Points into Airmiles for various domestic and international airlines.

What is the foreign currency markup on the HDFC Bank Superia Credit Card?

The HDFC Bank Superia Credit Card has a foreign currency markup of 3.5% on international transactions.

Are there any fuel surcharge benefits with the HDFC Bank Superia Credit Card?

Yes, the HDFC Bank Superia Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, capped at Rs. 500 per cycle.

How long are Reward Points valid on the HDFC Bank Superia Credit Card?

Reward Points earned on the HDFC Bank Superia Credit Card are valid for two years from their accrual date.

What are the cash advance charges for the HDFC Bank Superia Credit Card?

Cash advance charges on the HDFC Bank Superia Credit Card are 2.5% of the withdrawn amount, with a minimum of Rs. 500.

Is the HDFC Bank Superia Credit Card suitable for travel?

The HDFC Bank Superia Credit Card is particularly well-suited for frequent travelers due to its significant travel benefits and Airmiles conversion.

HDFC Bank

HDFC Bank Superia Credit Card

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Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive 1,000 bonus Reward Points as a welcome gift after successful payment of the joining fee.

Rewards Rate

Earn 3 Reward Points for every Rs. 150 spent and 50% more Reward Points on dining at select restaurants.

Reward Type

Reward Points

Reward Redemption

Redeem points for Airmiles across domestic/international airlines or from the exclusive HDFC Rewards Catalogue.

Domestic Lounge Access

Complimentary Priority Pass Membership for lounge access in India and globally (usage fees apply).

International Lounge Access

Complimentary Priority Pass Membership for global lounge access, though a usage fee of $27 applies per visit.

Premium Benefits

Not Applicable

Insurance Coverage

Zero liability protection against a lost or stolen card after immediate reporting.

Movie

Not Applicable

Dining

Enjoy 50% more Reward Points at premium/selected restaurants. Accelerated Reward Points on dining.

Travel Benefits

Convert Reward Points to Airmiles, plus complimentary Priority Pass Membership for lounge access.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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