HDFC Bank
Benefits & Features
Welcome Offer
Amazon voucher worth INR 500 upon performing one transaction within 37 days of card issuance.
Rewards Rate
5 RP/₹100 on IRCTC, 1 RP/₹100 on other retail. Addl. 5% cashback on SmartBuy train bookings.
Reward Type
Reward Points
Reward Redemption
1 RP = ₹1 for SmartBuy train tickets (70% fare); 1 RP = ₹0.30 for flights/hotels/cashback/statement.
Domestic Lounge Access
8 complimentary accesses to select IRCTC Executive Lounges annually (2 per quarter).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Accelerated rewards & 5% cashback on IRCTC train bookings. Complimentary IRCTC Executive Lounge access.
What matters, explained clearly
Frequently Asked Questions
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