What is the HDFC Bank Purchase Premium Credit Card?

The HDFC Bank Purchase Premium Credit Card is a corporate credit card designed to simplify transactions and enhance financial management for businesses by managing daily expenses efficiently.

What are the joining and renewal fees for the HDFC Bank Purchase Premium Credit Card?

The HDFC Bank Purchase Premium Credit Card has Nil joining and renewal fees, making it a lifetime free credit card.

How does the cashback program work on the HDFC Bank Purchase Premium Credit Card?

You can earn 5% cashback on your monthly spending, up to Rs. 1,500 per statement cycle, on a minimum monthly spend of Rs. 50,000 with the HDFC Bank Purchase Premium Credit Card.

What is the reward points earning rate for the HDFC Bank Purchase Premium Credit Card?

With the HDFC Bank Purchase Premium Credit Card, you can earn 4 reward points for every INR 150 spent, with a maximum accrual of 15,000 points per month.

Does the HDFC Bank Purchase Premium Credit Card offer business travel benefits?

Yes, the HDFC Bank Purchase Premium Credit Card offers up to 40% savings on business travel via SmartBuy BizDeals and MMT MyBiz, including discounted fares and free meal/seat selection.

What is the foreign currency markup fee on the HDFC Bank Purchase Premium Credit Card?

The HDFC Bank Purchase Premium Credit Card has a competitive foreign currency markup of 2.5% on all international spends.

Can I control expenses with the HDFC Bank Purchase Premium Credit Card?

Yes, the HDFC Bank Purchase Premium Credit Card allows for better expense control through transaction restrictions, vendor categories, and comprehensive spending data reports.

What is the credit period offered by the HDFC Bank Purchase Premium Credit Card?

The HDFC Bank Purchase Premium Credit Card provides an extended interest-free credit period of up to 50 days, offering significant financial flexibility.

Who is eligible to apply for the HDFC Bank Purchase Premium Credit Card?

The primary applicant for the HDFC Bank Purchase Premium Credit Card should be 21-65 years old with a stable income and a registered business.

How can I redeem reward points earned on the HDFC Bank Purchase Premium Credit Card?

Reward points earned on the HDFC Bank Purchase Premium Credit Card can be redeemed at a rate of 1 reward point = Rs. 0.20, but remember they expire 12 months from accrual.

HDFC Bank

HDFC Bank Purchase Premium Credit Card

BusinessTravel

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

5% cashback (up to ₹1,500/month on ₹50k+ spend) & 4 reward points per ₹150 spent.

Reward Type

Cashback & Reward Points

Reward Redemption

1 reward point = ₹0.20. Points expire in 12 months from accrual.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Up to 40% savings on business travel, discounted flights/hotels, free meals/seat selection, low cancellation fees.

What matters, explained clearly

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Frequently Asked Questions

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