Last updated: 20 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Not Applicable
Rewards Rate
Earn 5% cashback (up to ₹1500/month) & 4 reward points for every ₹150 spent.
Reward Type
Cashback & Reward Points
Reward Redemption
Reward points are valid for 12 months from accrual; 1 reward point equals ₹0.20 paisa.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Up to 40% savings on business travel via SmartBuy BizDeals, including discounted fares and free meal selection.
What matters, explained clearly
Detailed evaluation to help you make the right decision
Frequently Asked Questions
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