What is the HDFC Bank Pixel Go Credit Card?

The HDFC Bank Pixel Go Credit Card is a digital-first card offering 1% unlimited cashback, designed for new credit users and managed via PayZapp.

How can I apply for the HDFC Bank Pixel Go Credit Card?

You can apply for the HDFC Bank Pixel Go Credit Card by downloading the PayZapp app and clicking on the 'Apply Now' banner.

What are the joining and renewal fees for the Pixel Go Credit Card?

The HDFC Bank Pixel Go Credit Card has a joining and renewal fee of ₹250 + taxes, which can be waived based on spend.

How can I waive the joining fee for my Pixel Go Credit Card?

The joining fee for the HDFC Bank Pixel Go Credit Card is waived if you spend ₹10,000 within 90 days of card issuance.

How are rewards redeemed on the HDFC Bank Pixel Go Credit Card?

Rewards on the HDFC Bank Pixel Go Credit Card are earned as PIXEL CashPoints, redeemable to your PayZapp Wallet for brand vouchers.

Are there any dining benefits with the HDFC Bank Pixel Go Credit Card?

Yes, the HDFC Bank Pixel Go Credit Card offers flat 10% savings and 25% dining discount via Swiggy Dineout.

What is the foreign currency markup on the HDFC Bank Pixel Go Credit Card?

The foreign currency markup on the HDFC Bank Pixel Go Credit Card is 3.5% for international transactions.

Does the HDFC Bank Pixel Go Credit Card offer a fuel surcharge waiver?

Yes, the HDFC Bank Pixel Go Credit Card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.

What is the interest-free period for the HDFC Bank Pixel Go Credit Card?

The HDFC Bank Pixel Go Credit Card offers up to 50 days of interest-free credit period from the date of purchase.

HDFC Bank

HDFC Bank Pixel Go Credit Card

Q: What kind of cashback can I earn with the HDFC Bank Pixel Go Credit Card?

The Pixel Go Credit Card offers 1% unlimited cashback on eligible transactions, 5% on Smartbuy, and 1% on UPI spends.

ShoppingDiningUtilities

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get a joining fee waiver by spending ₹10,000 within 90 days of card issuance.

Rewards Rate

1% unlimited cashback on eligible transactions, 5% on Smartbuy, 1% on UPI Spends.

Reward Type

Cashback

Reward Redemption

Cashback as PIXEL CashPoints, redeemable to PayZapp Wallet for brand vouchers.

Insurance Coverage

Zero lost card liability for fraudulent transactions if reported immediately.

Dining

Flat 10% Savings via Swiggy Dineout. 25% Dining Discount via Swiggy Dineout, up to Rs. 300.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

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