Benefits & Features
Welcome Offer
Complimentary Swiggy One, Club Marriott, MMT Black, Amazon Prime, Forbes memberships & a Harley-Davidson gift card worth ₹2,500 on spending ₹1.5 lakhs within 90 days.
Rewards Rate
Earn 5 RPs for every ₹150 on retail, 10X RPs on Harley-Davidson spends & SmartBuy, 5X RPs on Smartbuy travel.
Reward Type
Reward Points
Reward Redemption
Redeem RPs for flights/hotels (1 RP = ₹1, up to 70% booking value) via SmartBuy, Airmiles (1 RP = up to 1 Airmile), or via exclusive catalogue.
Domestic Lounge Access
Unlimited complimentary airport lounge access to 1000+ Lounges in India for primary and add-on card members.
International Lounge Access
Unlimited complimentary airport lounge access to 1000+ Lounges worldwide for primary and add-on card members.
Premium Benefits
6 complimentary Golf games per quarter across finest courses worldwide.
Insurance Coverage
Accidental Air Death Cover (₹2 Cr), Emergency Overseas Hospitalisation (up to ₹50 L), Travel Insurance (up to ₹55k), Credit Liability (up to ₹9 L).
Movie
Not Applicable
Dining
Earn 2X RPs on weekend dining, plus FLAT 10% EXTRA OFF (up to ₹200, twice/month) on dining via HDFC Bank x Swiggy Dineout.
Travel Benefits
Unlimited lounge access (domestic & international) for primary & add-on card members, 5X RPs on Smartbuy travel bookings.
What matters, explained clearly
Frequently Asked Questions
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