Name: HDFC Bank Easy EMI Credit Card
Brand: hdfc
SKU: hdfc-bank-easy-emi-credit-card
Price: 500 INR
Availability: InStock

Question 1

What is the primary benefit of the HDFC Bank Easy EMI Credit Card?

Accepted Answer

The HDFC Bank Easy EMI Credit Card offers significant cashback on various purchases and the convenience of converting large transactions into Easy EMIs.

Question 2

How can I earn cashback with the HDFC Bank Easy EMI Credit Card?

Accepted Answer

You can earn up to 5% cashback on Amazon, Flipkart, flights, and hotels via PayZapp/SmartBuy, 2.5% on other online spends, and 1% on offline spends with your HDFC Bank Easy EMI Credit Card.

Question 3

What are the fees associated with the HDFC Bank Easy EMI Credit Card?

Accepted Answer

The HDFC Bank Easy EMI Credit Card has a joining and renewal fee of ₹500 + taxes. A rewards redemption fee and foreign currency markup also apply.

Question 4

Can the annual fees for the HDFC Bank Easy EMI Credit Card be waived?

Accepted Answer

Yes, the joining fee can be waived on spending ₹20,000 in 90 days, and the renewal fee on ₹50,000 in the preceding year with your HDFC Bank Easy EMI Credit Card.

Question 5

How does the auto EMI conversion work on the HDFC Bank Easy EMI Credit Card?

Accepted Answer

Transactions of ₹10,000 and above are automatically converted into 9-month EasyEMIs, excluding gold, jewellery, and fuel. A processing fee applies.

Question 6

What is the redemption value of CashPoints earned on the HDFC Bank Easy EMI Credit Card?

Accepted Answer

CashPoints can be redeemed against your statement balance at 1 CashPoint = ₹1. For travel and catalogue redemptions, the value is lower at up to ₹0.30 per CashPoint.

Question 7

Are there any transactions that do not earn rewards on the HDFC Bank Easy EMI Credit Card?

Accepted Answer

Yes, rent payments and government-related transactions do not earn reward points on the HDFC Bank Easy EMI Credit Card.

Question 8

What are the eligibility criteria for the HDFC Bank Easy EMI Credit Card?

Accepted Answer

Salaried individuals (21-60 years) need >₹10,000 monthly income. Self-employed (21-65 years) need ITR >₹6 Lakhs per annum for the HDFC Bank Easy EMI Credit Card.

Question 9

Does the HDFC Bank Easy EMI Credit Card offer any fuel surcharge waiver?

Accepted Answer

Yes, the HDFC Bank Easy EMI Credit Card provides a 1% fuel surcharge waiver on transactions between ₹400-₹5,000, capped at ₹250 per statement cycle.

Question 10

What kind of security benefits does the HDFC Bank Easy EMI Credit Card offer?

Accepted Answer

The HDFC Bank Easy EMI Credit Card includes Zero Lost Card Liability, protecting against fraudulent transactions once immediately reported.

HDFC Bank Easy EMI Credit Card

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