What are the main benefits of the HDFC Bank Doctor’s Superia Credit Card?

The HDFC Bank Doctor’s Superia Credit Card offers accelerated reward points on dining, professional indemnity insurance up to Rs. 20 Lakhs, and AirMiles conversion.

What is the joining fee for the HDFC Bank Doctor’s Superia Credit Card?

The joining fee for the HDFC Bank Doctor’s Superia Credit Card is Rs. 1,000 + GST.

Can the annual renewal fee for the HDFC Bank Doctor’s Superia Credit Card be waived?

Yes, the annual fee for the HDFC Bank Doctor’s Superia Credit Card can be waived if you spend Rs. 1 Lakh or more in the previous year.

What is the reward rate on the HDFC Bank Doctor’s Superia Credit Card?

You earn 3 Reward Points for every Rs. 150 spent on retail purchases with the HDFC Bank Doctor’s Superia Credit Card.

How can I redeem reward points earned with the HDFC Bank Doctor’s Superia Credit Card?

Reward points from the HDFC Bank Doctor’s Superia Credit Card can be converted to AirMiles or redeemed for gifts from the exclusive rewards catalogue.

Does the HDFC Bank Doctor’s Superia Credit Card offer lounge access?

No, the HDFC Bank Doctor’s Superia Credit Card does not offer any complimentary airport lounge access.

What is the foreign currency markup on the HDFC Bank Doctor’s Superia Credit Card?

The foreign currency markup on the HDFC Bank Doctor’s Superia Credit Card is 3.5% on all international transactions.

Is there a fuel surcharge waiver on the HDFC Bank Doctor’s Superia Credit Card?

Yes, the HDFC Bank Doctor’s Superia Credit Card offers a 1% fuel surcharge waiver (₹400-₹5000 transactions, capped at ₹250/cycle).

Who is eligible to apply for the HDFC Bank Doctor’s Superia Credit Card?

The HDFC Bank Doctor’s Superia Credit Card is exclusively for Indian doctors, aged 21-60 (salaried) or 21-65 (self-practicing).

HDFC Bank

HDFC Bank Doctor’s Superia Credit Card

Q: What kind of insurance benefits does the HDFC Bank Doctor’s Superia Credit Card provide?

The HDFC Bank Doctor’s Superia Credit Card provides professional indemnity insurance up to Rs. 20 Lakhs against costs arising from professional negligence.

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Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive 1,000 Reward Points upon payment of the joining fee.

Rewards Rate

Earn 3 Reward Points for every Rs. 150 spent on retail purchases.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points for AirMiles on 20+ airlines or exciting gifts from a curated catalogue.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Professional Indemnity Insurance up to Rs. 20 Lakhs against professional negligence.

Movie

Not Applicable

Dining

Enjoy 50% more Reward Points on dining transactions at eligible restaurants.

Travel Benefits

Convert Reward Points to AirMiles (667 RP = 100 AirMiles) for domestic and international flights.

What matters, explained clearly

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Frequently Asked Questions

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