What are the main benefits of the HDFC Bank Doctor’s Regalia Credit Card?

The HDFC Bank Doctor’s Regalia Credit Card offers extensive travel benefits, comprehensive insurance coverage including professional indemnity, and a good reward rate on various spends.

What are the joining and renewal fees for the HDFC Bank Doctor’s Regalia Credit Card?

The HDFC Bank Doctor’s Regalia Credit Card has a joining fee of Rs. 2,500 + GST and an annual renewal fee of Rs. 2,500 + GST.

Can I get a waiver on the renewal fee for the HDFC Bank Doctor’s Regalia Credit Card?

Yes, the renewal fee of Rs. 2,500 can be waived off if you spend Rs. 3 Lakhs or more in the previous year using your HDFC Bank Doctor’s Regalia Credit Card.

What is the reward rate on the HDFC Bank Doctor’s Regalia Credit Card?

You earn 4 Reward Points on every Rs. 150 spent on retail transactions, including insurance, utilities, education, and rent payments with the HDFC Bank Doctor’s Regalia Credit Card.

Does the HDFC Bank Doctor’s Regalia Credit Card offer airport lounge access?

Yes, the HDFC Bank Doctor’s Regalia Credit Card provides 12 complimentary domestic lounge accesses and 6 complimentary international lounge accesses via Priority Pass annually.

What are the foreign currency markup charges on this HDFC Bank Doctor’s Regalia Credit Card?

The HDFC Bank Doctor’s Regalia Credit Card charges a low foreign currency markup of 2% plus applicable taxes on international spends.

What insurance benefits are included with the HDFC Bank Doctor’s Regalia Credit Card?

This HDFC Bank credit card offers professional indemnity up to Rs. 20 Lakh, accidental air death cover of Rs. 1 Crore, and overseas hospitalization cover up to Rs. 15 Lakhs.

Are there any milestone benefits for spending with the HDFC Bank Doctor’s Regalia Credit Card?

Yes, you can earn 10,000 bonus Reward Points on spending Rs. 5 Lakhs and an additional 5,000 Reward Points on Rs. 8 Lakhs in an anniversary year with this HDFC Bank credit card.

How can I redeem Reward Points earned on the HDFC Bank Doctor’s Regalia Credit Card?

Reward Points can be redeemed for flight/hotel bookings on the Smartbuy portal (1 RP = 50 paise), premium products, vouchers, or for cash (1 RP = 20 paise).

Is there a fee for redeeming reward points on the HDFC Bank Doctor’s Regalia Credit Card?

Yes, a fee of Rs. 99 plus applicable taxes is charged for each reward point redemption request made on the HDFC Bank Doctor’s Regalia Credit Card.

HDFC Bank

HDFC Bank Doctor’s Regalia Credit Card

TravelInternational SpendsPremium

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

You receive 2,500 Reward Points as a welcome gift.

Rewards Rate

Earn 4 Reward Points on every Rs. 150 spent on retail, insurance, utilities, education, and rent pay.

Reward Type

Reward Points

Reward Redemption

Redeem points for flights, hotels, products, vouchers via Smartbuy portal (1 RP = 50p). Cash redemption (1 RP = 20p).

Domestic Lounge Access

12 complimentary domestic lounge accesses per calendar year within India using your Regalia card.

International Lounge Access

Priority Pass for self & add-on, up to 6 complimentary international lounge accesses per calendar year.

Premium Benefits

Not Applicable

Insurance Coverage

Professional indemnity (up to Rs. 20L), air death (Rs. 1 Cr), overseas hospitalization (Rs. 15L).

Movie

Not Applicable

Dining

Dineout Passport Membership with 25% off & 1+1 on buffet. Note: Membership not applicable after Dec 31, 2021.

Travel Benefits

Attractive travel benefits, extensive airport lounge access globally & low foreign currency markup for doctors.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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