Benefits & Features
Welcome Offer
Complimentary Swiggy One & Times Prime memberships on spending ₹75,000 within 90 days of card issuance.
Rewards Rate
Earn 4 Reward Points on every ₹150 retail spend; up to 10X RPs on SmartBuy & 5X RPs on Swiggy/Zomato.
Reward Type
Reward Points
Reward Redemption
Redeem RPs for flights/hotels (1 RP = ₹0.50, up to 70% value) via SmartBuy, dining, catalogue, or cashback (1 RP = ₹0.20).
Domestic Lounge Access
2 Complimentary Airport lounge access every calendar quarter worldwide, totaling 8 visits per year.
International Lounge Access
2 Complimentary Airport lounge access every calendar quarter worldwide, totaling 8 visits per year.
Premium Benefits
Not Applicable
Insurance Coverage
₹1 Crore air accident cover, ₹25 Lakhs emergency overseas hospitalization, ₹50,000 baggage delay, and ₹9 Lakhs credit liability.
Movie
'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, up to 2 free tickets monthly (max ₹250/ticket).
Dining
Earn 5X Reward Points on Swiggy & Zomato (capped at 2500 RPs/month). FLAT 10% EXTRA OFF at 35,000+ restaurants.
Travel Benefits
Access 8 complimentary airport lounges worldwide annually. Earn up to 10X Rewards on flights & hotels via SmartBuy portal.
What matters, explained clearly
Frequently Asked Questions
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