Benefits & Features
Welcome Offer
Complimentary annual memberships of Swiggy One and Times Prime on spending ₹75,000 within 90 days.
Rewards Rate
Earn 4 Reward Points on every Rs.150 retail spends. Up to 10X RP on SmartBuy, 5X RP on Swiggy & Zomato.
Reward Type
Reward Points
Reward Redemption
Redeem on Smartbuy/NetBanking: 1 RP = Rs 0.5 for flights/hotels/dining; 1 RP = Rs 0.2 for cashback.
Domestic Lounge Access
2 complimentary lounge visits per quarter in India.
International Lounge Access
2 complimentary lounge visits per quarter worldwide (including international destinations).
Premium Benefits
Not Applicable
Insurance Coverage
Air accident ₹1 Cr, overseas hospitalization ₹25 Lakhs, travel insurance ₹50k, credit liability ₹9 Lakh.
Movie
'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow (max discount Rs. 250/ticket, up to 2 monthly).
Dining
Earn 5X Reward Points on Swiggy and Zomato. FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants via Swiggy Dineout.
Travel Benefits
2 complimentary airport lounge accesses every quarter worldwide. Up to 10X Rewards on booking flights & hotels via Smartbuy.
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