HDFC Bank
Last updated: 20 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Not Applicable
Rewards Rate
Earn 4 RP on ₹150 online, 2 RP on ₹150 retail; 5% cashback on Telecom, Utility, Gov, Tax Payments.
Reward Type
Reward Points
Reward Redemption
RP can be redeemed for Cashback (100 RP = ₹20, min ₹2,500) or gifts & air miles via Net Banking.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Zero Lost Card Liability: report lost card to avail zero liability on fraudulent transactions.
Movie
Not Applicable
Dining
Save up to 20% on dining bills when paid through Swiggy Dineout.
Travel Benefits
Not Applicable
What matters, explained clearly
Detailed evaluation to help you make the right decision
Frequently Asked Questions
Clear, concise answers to help you understand this card better.
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