What are the welcome benefits of the HDFC Bank BizPower Credit Card?

Upon one online transaction within 30 days, the HDFC Bank BizPower Credit Card offers an Amazon Voucher worth Rs. 1,500 or Amazon Prime + Biz Prime membership.

What are the joining and renewal fees for the HDFC Bank BizPower Credit Card?

The HDFC Bank BizPower Credit Card has a joining fee and renewal fee of Rs. 2,500 plus applicable taxes each.

How can I waive the renewal fee for my HDFC Bank BizPower Credit Card?

The renewal fee for the HDFC Bank BizPower Credit Card is waived if you spend Rs. 4 Lakhs or more in the previous card anniversary year.

What is the reward point earning rate on the HDFC Bank BizPower Credit Card?

You earn 4 Reward Points per Rs. 150 on most spends, and 5X (20 Reward Points) on select business categories with the HDFC Bank BizPower Credit Card.

Does the HDFC Bank BizPower Credit Card offer lounge access?

Yes, the HDFC Bank BizPower Credit Card offers up to 16 domestic and 6 international complimentary lounge accesses annually.

Can I use the HDFC Bank BizPower Credit Card for business software purchases?

Yes, the HDFC Bank BizPower Credit Card offers instant discounts on business software like Google Workspace and AWS via SmartBuy BizDeals.

What are the foreign currency markup charges on the HDFC Bank BizPower Credit Card?

The HDFC Bank BizPower Credit Card charges a low foreign currency markup of 2% on all international spends.

How do I redeem reward points earned on the HDFC Bank BizPower Credit Card?

Reward points on the HDFC Bank BizPower Credit Card can be redeemed for cashback, Airmiles, flights, hotels, or products through various channels.

What is the annual interest rate if I don't pay my HDFC Bank BizPower Credit Card bill?

If you do not pay your HDFC Bank BizPower Credit Card bill in full, an annual interest rate of 45% (3.75% monthly) will be applied.

Are there any charges for cash advances on the HDFC Bank BizPower Credit Card?

Yes, cash advances on the HDFC Bank BizPower Credit Card incur a charge of 2.5% of the amount or Rs. 500, whichever is higher.

HDFC Bank

HDFC Bank BizPower Credit Card

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Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get an Amazon Voucher worth Rs. 1,500 OR Amazon Prime Annual Membership + Biz Prime 6 Months subscription.

Rewards Rate

Earn 4 Reward Points on every Rs. 150 spent, with 5X Reward Points on select business spends.

Reward Type

Reward Points

Reward Redemption

Redeem points for cashback, Airmiles, flights, hotels, or products. Value up to Rs. 0.65/RP.

Domestic Lounge Access

Up to 16 complimentary airport lounge accesses within India per calendar year, 2 per quarter.

International Lounge Access

6 complimentary international lounge accesses per year via Priority Pass or directly via RuPay card.

Premium Benefits

Not Applicable

Insurance Coverage

Option to purchase curated Business Insurance packages starting at Rs. 3,785 annual premium.

Movie

Not Applicable

Dining

Enjoy FLAT 10% EXTRA OFF at 35,000+ restaurants & up to 7.5% discount via Swiggy Dineout.

Travel Benefits

Avail up to 40% savings on business travel via SmartBuy BizDeals, with discounts on flights & hotels.

What matters, explained clearly

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Frequently Asked Questions

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