What are the main benefits of the HDFC Bank BizFirst Credit Card?

The HDFC Bank BizFirst Credit Card offers tiered CashPoints on business expenses, an interest-free credit period up to 55 days, and facilitates GST/Income Tax payments.

How can I waive the renewal fee for my HDFC Bank BizFirst Credit Card?

You can waive the renewal fee for your HDFC Bank BizFirst Credit Card by spending ₹50,000 or more in an anniversary year.

What is the reward rate on EMI spends with the HDFC Bank BizFirst Credit Card?

With the HDFC Bank BizFirst Credit Card, you earn 3% CashPoints on EMI spends, capped at 1,000 CashPoints per calendar month.

Does the HDFC Bank BizFirst Credit Card offer discounts on dining?

Yes, the HDFC Bank BizFirst Credit Card provides a Flat 10% EXTRA OFF on dining bills via Swiggy Dineout at over 35,000+ restaurants.

What is the foreign currency markup on the HDFC Bank BizFirst Credit Card?

The HDFC Bank BizFirst Credit Card has a foreign currency markup of 3.5% on all international transactions.

Can I pay my GST and Income Tax with the HDFC Bank BizFirst Credit Card?

Yes, the HDFC Bank BizFirst Credit Card allows convenient payment of GST and Income Tax through the respective government portals.

What are the welcome benefits for the HDFC Bank BizFirst Credit Card?

New HDFC Bank BizFirst Credit Card holders receive a ₹250 gift voucher upon making their first transaction within 37 days of issuance.

How do CashPoints expire on the HDFC Bank BizFirst Credit Card?

Unredeemed CashPoints earned with your HDFC Bank BizFirst Credit Card will expire or lapse after two years from their accumulation date.

Are there any insurance benefits with the HDFC Bank BizFirst Credit Card?

Yes, the HDFC Bank BizFirst Credit Card offers an optional comprehensive business insurance package and Zero Lost Card Liability cover up to ₹3 lakh.

What is the process to set the PIN for the HDFC Bank BizFirst Credit Card?

You can set the PIN for your HDFC Bank BizFirst Credit Card via MyCards, IVR, Mobile Banking, or Net Banking platforms.

HDFC Bank

HDFC Bank BizFirst Credit Card

BusinessTravelUtilities

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

₹250 gift voucher on first transaction within 37 days, redeemable on Amazon or Swiggy.

Rewards Rate

Earn 3% CashPoints on EMI, 2% on utilities/electronics/SmartPay/Payzapp, and 1% on all other spends.

Reward Type

Reward Points

Reward Redemption

Redeem CashPoints for cashback (₹0.15/CP), flights/hotels, product or business catalogue (up to ₹0.20/CP).

Insurance Coverage

Optional comprehensive Business Insurance available. Zero Lost Card Liability coverage up to ₹3 lakh.

Dining

Flat 10% OFF on dining bills at 35,000+ restaurants via Swiggy Dineout using your HDFC BizFirst Card.

Travel Benefits

Up to 40% savings on business travel via SmartBuy BizDeals, incl. 4% off flights/hotels.

What matters, explained clearly

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Frequently Asked Questions

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