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HDFC Bank Bharat Credit Card

FuelUtilitiesTravel
HDFC Bank Bharat Credit Card
Last updated: 20 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 5% monthly cashback on select categories like fuel, groceries, bill payments, and IRCTC bookings, up to specified caps.

Reward Type

Cashback

Reward Redemption

Reward Points (1 RP = Re. 1) can be redeemed as cashback against statement balance or for up to 70% of voucher value, with a monthly cashback cap of 3,000 RPs.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Up to ₹50 Lakhs accidental death cover insurance is provided.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Get 5% cashback on IRCTC bookings. No lounge access or other specific travel privileges.

What matters, explained clearly

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Frequently Asked Questions

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