What are the main benefits of the HDFC Bank All Miles Credit Card?

The HDFC Bank All Miles Credit Card offers 2x reward points on shopping, mobile recharges, and hotel bookings, along with fee waiver options.

How can I get the joining fee waived for the HDFC Bank All Miles Credit Card?

The joining fee for the HDFC Bank All Miles Credit Card is waived if you spend Rs. 15,000 within the first 90 days.

What is the renewal fee for the HDFC Bank All Miles Credit Card and how can it be waived?

The renewal fee is Rs. 1,000 + GST, which is waived if you spend Rs. 1,00,000 in the previous year.

What is the reward rate on the HDFC Bank All Miles Credit Card?

Earn 3 Reward Points for every Rs. 150 spent, and 6 Reward Points on shopping, mobile recharges, and hotel bookings with the HDFC Bank All Miles Card.

Does the HDFC Bank All Miles Credit Card offer lounge access?

No, the HDFC Bank All Miles Credit Card does not offer complimentary domestic or international lounge access.

Are there any charges for redeeming reward points on the HDFC Bank All Miles Credit Card?

Yes, a rewards redemption fee of Rs. 99 (plus applicable taxes) applies to each redemption request on the HDFC Bank All Miles Credit Card.

What is the foreign currency markup on the HDFC Bank All Miles Credit Card?

The HDFC Bank All Miles Credit Card has a foreign currency markup of 3.5% (plus applicable taxes) on all international spends.

What are the eligibility criteria for the HDFC Bank All Miles Credit Card?

For salaried individuals, the age is 21-60 years; for self-employed, 21-65 years. Income and other supporting documents are required for the HDFC Bank All Miles Card.

Is there a fuel surcharge waiver on the HDFC Bank All Miles Credit Card?

Yes, a 1% fuel surcharge waiver is offered on transactions of Rs. 400 and above, capped at Rs. 500 per month for the HDFC Bank All Miles Credit Card.

What are the interest rates for the HDFC Bank All Miles Credit Card?

Enjoy up to 50 interest-free days. Interest is 3.6% per month (43.2% per annum) on outstanding balances on the HDFC Bank All Miles Credit Card.

HDFC Bank

HDFC Bank All Miles Credit Card

ShoppingTravelUtilities

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

First year membership fee waived off on spending Rs. 15,000 within 90 days of card setup.

Rewards Rate

3 Reward Points per Rs. 150 spent, 6 Reward Points per Rs. 150 on hotels, mobile, & shopping.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points for products, vouchers, or discounts via Net Banking or mail from HDFC catalog.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Not Applicable

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