What are the main benefits of the Emirates Sapphiro Credit Card?

The Emirates Sapphiro Credit Card offers Skywards Miles, complimentary lounge access, Emirates Silver Tier status, and movie/dining benefits.

How much is the joining fee for the Emirates Sapphiro Credit Card?

The joining fee for the Emirates Sapphiro Credit Card is ₹5,000 + GST.

Does the Emirates Sapphiro Credit Card offer airport lounge access?

Yes, the Emirates Sapphiro Credit Card provides complimentary domestic and international airport lounge access.

What is the reward rate on the Emirates Sapphiro Credit Card?

The Emirates Sapphiro Credit Card earns 2 Skywards Miles per ₹100 on most retail spends and 1 mile on utility/insurance.

Can I get free movie tickets with the Emirates Sapphiro Credit Card?

Yes, the Emirates Sapphiro Credit Card offers a Buy One Get One movie ticket offer on BookMyShow twice a month.

Is there an annual fee waiver on the Emirates Sapphiro Credit Card?

No, a spend-based waiver for the annual fee on the Emirates Sapphiro Credit Card is not specified.

What are the foreign currency markup charges on the Emirates Sapphiro Credit Card?

The Emirates Sapphiro Credit Card has a foreign currency markup of 3.5% on international transactions.

How do I redeem Skywards Miles earned with the Emirates Sapphiro Credit Card?

Skywards Miles from the Emirates Sapphiro Credit Card can be redeemed for flights, upgrades, and hotels on the Emirates website.

Who is eligible for the Emirates Sapphiro Credit Card?

Indian citizens over 21, salaried with ₹1.5L+ monthly income or self-employed with ₹18L+ annual income, and a good credit score are eligible for the Emirates Sapphiro Credit Card.

Does the Emirates Sapphiro Credit Card offer any milestone benefits?

Yes, achieving ₹5 lakhs annual spend with the Emirates Sapphiro Credit Card can upgrade you to Emirates Skywards Gold Tier.

ICICI Bank

Emirates Skywards ICICI Bank Sapphiro Credit Card

TravelPremiumInternational Spends

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

5,000 bonus Skywards Miles & complimentary Emirates Skywards Silver Tier Membership on joining.

Rewards Rate

Earn 2 Skywards Miles per ₹100 on retail (domestic/intl); 1 Skyward Mile per ₹100 on insurance/utilities.

Reward Type

Reward Points

Reward Redemption

Skywards Miles redeemable for flights, upgrades, and hotel stays with Emirates and partners via their website.

Domestic Lounge Access

2 complimentary domestic lounge accesses per quarter, conditional on ₹75,000 spend in prior quarter.

International Lounge Access

2 complimentary international airport lounge accesses annually, includes Priority Pass/DreamFolks membership.

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Buy One Get One (BOGO) movie tickets via BookMyShow twice monthly, discount capped at ₹500.

Dining

Enjoy dining discounts with the Culinary Treats Programme.

Travel Benefits

Access complimentary domestic/international airport lounges and earn Skywards Miles for flights, upgrades & hotels.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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