What is the Emirates Skywards ICICI Bank Rubyx Credit Card?

The Emirates Skywards ICICI Bank Rubyx Credit Card is a co-branded travel card designed for frequent Emirates flyers to earn Skywards Miles on spending.

What are the joining and annual fees for the Emirates Skywards ICICI Bank Rubyx Credit Card?

The joining fee for the Emirates Skywards ICICI Bank Rubyx Credit Card is ₹1,000 + GST, and the annual fee is also ₹1,000 + GST.

How do I earn Skyward Miles with the Emirates Skywards ICICI Bank Rubyx Credit Card?

With the Emirates Skywards ICICI Bank Rubyx Credit Card, earn 1.5 Skyward Miles per Rs. 100 on retail spends and 1 Skyward Mile per Rs. 100 on utility/insurance.

Does the Emirates Skywards ICICI Bank Rubyx Credit Card offer lounge access?

Yes, the Emirates Skywards ICICI Bank Rubyx Credit Card offers 1 complimentary domestic lounge visit per quarter on spending ₹75,000 in the prior quarter.

What are the movie benefits on the Emirates Skywards ICICI Bank Rubyx Credit Card?

The Emirates Skywards ICICI Bank Rubyx Credit Card provides a 25% discount up to Rs. 100 on movie tickets on BookMyShow/INOX, twice a month.

Can I get an annual fee waiver on the Emirates Skywards ICICI Bank Rubyx Credit Card?

No, the annual charges for the Emirates Skywards ICICI Bank Rubyx Credit Card cannot be waived, regardless of your spending.

What is the foreign currency markup on the Emirates Skywards ICICI Bank Rubyx Credit Card?

The Emirates Skywards ICICI Bank Rubyx Credit Card applies a foreign currency markup of 3.5% on all international transactions.

How can I redeem Skyward Miles earned with the Emirates Skywards ICICI Bank Rubyx Credit Card?

Skyward Miles from your Emirates Skywards ICICI Bank Rubyx Credit Card can be redeemed for Emirates flight bookings, upgrades, hotel stays, and other partner offerings.

What are the eligibility criteria for the Emirates Skywards ICICI Bank Rubyx Credit Card?

Eligibility for the Emirates Skywards ICICI Bank Rubyx Credit Card includes being an Indian citizen aged 21+, with specific minimum income requirements for salaried or self-employed individuals.

Are there any welcome benefits with the Emirates Skywards ICICI Bank Rubyx Credit Card?

No, the Emirates Skywards ICICI Bank Rubyx Credit Card does not offer any welcome benefits to new cardholders upon joining.

ICICI Bank

Emirates Skywards ICICI Bank Rubyx Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

1.5 Skyward Miles per Rs. 100 retail spend; 1 Skyward Mile per Rs. 100 on utility/insurance.

Reward Type

Reward Points

Reward Redemption

Redeem Skyward Miles for Emirates flight bookings, upgrades, hotel stays & partners.

Domestic Lounge Access

1 complimentary domestic lounge visit per quarter on minimum spend of ₹75,000.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

25% discount up to Rs. 100 on movie tickets on BookMyShow/INOX, twice a month (min. 2 tickets).

Dining

15% or more discount on dining via ICICI Bank’s Culinary Treats Programme.

Travel Benefits

Earn Skyward Miles redeemable for Emirates flights/upgrades/hotels; Skywards Blue Tier Membership.

What matters, explained clearly

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Frequently Asked Questions

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