What is the Doctor’s IMA SBI Card?

The Doctor’s IMA SBI Card is a credit card exclusively designed for doctors, offering benefits on medical, travel, and international spends, in association with the Indian Medical Association (IMA).

What are the joining and renewal fees for the Doctor’s IMA SBI Card?

The joining fee for the Doctor’s IMA SBI Card is Rs. 1,499 + Taxes, and the renewal fee is also Rs. 1,499 + Taxes annually.

How can I waive the renewal fee for my Doctor’s IMA SBI Card?

The renewal fee for the Doctor’s IMA SBI Card is waived if you achieve annual spends of Rs. 2 Lakhs in the preceding year.

Does the Doctor’s IMA SBI Card offer lounge access?

Yes, the Doctor’s IMA SBI Card provides 8 complimentary domestic lounge visits and 4 complimentary international lounge visits annually for the primary cardholder.

What insurance benefits does the Doctor’s IMA SBI Card provide?

The Doctor’s IMA SBI Card includes a Professional Indemnity Insurance Cover of Rs. 20 Lakhs, which covers legal and defense costs for doctors.

Can I earn milestone benefits with the Doctor’s IMA SBI Card?

Yes, with the Doctor’s IMA SBI Card, you can earn an e-Gift Voucher worth Rs. 5,000 on annual spends of Rs. 5 Lakhs, in addition to the fee waiver.

What is the foreign currency markup on the Doctor’s IMA SBI Card?

The Doctor’s IMA SBI Card has a foreign currency markup of 3.5% on international transactions.

How do I redeem reward points earned on my Doctor’s IMA SBI Card?

You can redeem your Doctor’s IMA SBI Card reward points to pay your card outstanding or choose from a variety of options in the Reward Catalogue, where 4 points equal Rs. 1.

Is the Doctor’s IMA SBI Card suitable for everyday spending?

While tailored for doctors, the Doctor’s IMA SBI Card offers 1 Reward Point per Rs. 100 on all other spends, making it suitable for general expenses, though specialized benefits are its strength.

State Bank of India

Doctor’s IMA SBI Card

Q: What are the main reward benefits of the Doctor’s IMA SBI Card?

The Doctor’s IMA SBI Card offers 5X Reward Points on medical supplies, travel bookings, and international spends, plus 5X points on Doctor's Day (July 1st).

BusinessTravelInternational Spends

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Welcome e-Gift Voucher worth Rs. 1,500 from Yatra.com.

Rewards Rate

Get 5X Reward Points on Medical Supplies, Travel Bookings, and International Spends. 1X per Rs. 100 on others.

Reward Type

Reward Points

Reward Redemption

Each Reward Point is valued at Rs. 0.25. Pay card outstanding or redeem against Reward Catalogue options.

Domestic Lounge Access

8 complimentary visits per year to Domestic Airport Lounges in India (max 2 visits per quarter).

International Lounge Access

Complimentary membership to Priority Pass ($99 value). 4 complimentary visits per year to International Lounges (max 2 per quarter).

Premium Benefits

Not Applicable

Insurance Coverage

Professional Indemnity Insurance Cover of Rs. 20 Lakhs, covering legal & defense costs and court awards.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Get 5X Reward Points on travel bookings and international spends. Complimentary Priority Pass membership & lounge access for travel.

What matters, explained clearly

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Frequently Asked Questions

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