What is the CMA One BOBCARD Credit Card?

The CMA One BOBCARD Credit Card is an exclusive, lifetime-free credit card for active ICMAI professionals, offering various benefits with a minimal joining fee.

Who is eligible to apply for the CMA One BOBCARD Credit Card?

To apply for the CMA One BOBCARD Credit Card, applicants must be Indian residents, active ICMAI members, aged 21-75, with an annual income/ITR of ₹3 lakhs or more.

What are the joining and renewal fees for the CMA One BOBCARD Credit Card?

The CMA One BOBCARD Credit Card has a one-time joining fee of just ₹1 + GST and absolutely no renewal fee, making it a lifetime-free card.

What welcome benefits does the CMA One BOBCARD Credit Card offer?

Welcome benefits on the CMA One BOBCARD Credit Card include a complimentary 6-month FitPass Pro Membership and 500 bonus reward points on spending ₹5,000 within 60 days.

How do I earn reward points with the CMA One BOBCARD Credit Card?

With the CMA One BOBCARD Credit Card, earn 5X rewards (5 points per ₹100) on dining, online, and utility bills (capped at 1,000 points/cycle), and 1 point per ₹100 on other spends.

Does the CMA One BOBCARD Credit Card provide lounge access?

Yes, the CMA One BOBCARD Credit Card offers 12 complimentary domestic airport lounge access visits annually (3 per quarter), subject to a minimum spend from Jan 1, 2025.

What is the foreign currency markup on the CMA One BOBCARD Credit Card?

The CMA One BOBCARD Credit Card features a low foreign currency markup of 2% on international transactions, providing savings on global spends.

Are there any insurance benefits with the CMA One BOBCARD Credit Card?

Yes, the CMA One BOBCARD Credit Card includes Professional Indemnity Insurance up to ₹5 lakhs, Air accident death cover of ₹15 lakhs, and Non-air accident death cover of ₹5 lakhs.

Can I convert my purchases into EMIs with the CMA One BOBCARD Credit Card?

Yes, the CMA One BOBCARD Credit Card allows you to convert purchases over ₹2,500 into Smart EMIs with flexible repayment tenures ranging from 6 to 48 months.

How can I redeem reward points earned on the CMA One BOBCARD Credit Card?

Reward points from the CMA One BOBCARD Credit Card can be redeemed as cashback at a rate of 1 point = ₹0.25, or against various options on the BOBCARD Rewards portal.

Bank of Baroda

CMA One BOBCARD Credit Card

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Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Complimentary 6-months Fitpass Pro Membership worth ₹15,000 and 500 bonus points.

Rewards Rate

Earn 5X Rewards (5 pts/₹100) on dining, online, utility (capped 1k pts/cycle); 1 pt/₹100 on others.

Reward Type

Reward Points

Reward Redemption

Redeem points as cashback (1 pt = ₹0.25) or via various options on BOBCARD Rewards portal.

Domestic Lounge Access

12 complimentary access passes annually (3 per quarter). Subject to ₹40K spend from Jan 1, 2025.

Insurance Coverage

Professional Indemnity (₹5L), Air accident death (₹15L), Non-air accident death (₹5L) cover.

Dining

5X Reward Points on dining spends, capped at 1,000 points per cycle.

Travel Benefits

Travel benefits: 12 complimentary domestic lounge access visits and a low 2% foreign currency markup.

What matters, explained clearly

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Frequently Asked Questions

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