Citi Bank
Benefits & Features
Welcome Offer
Earn 10,000 Miles on first spend of ₹1,000+ within 60 days & 3,000 Miles on annual renewal.
Rewards Rate
10 Miles per ₹100 on airline transactions/PremierMiles portal; 4 Miles per ₹100 on other spends.
Reward Type
Miles (AirMiles)
Reward Redemption
Miles have lifelong validity, no blackout days. Redeem for travel bookings, fuel, retail, dining, or transfer to 10+ partner airlines.
Domestic Lounge Access
8 free domestic lounge visits/quarter for Visa Signature; 6 visits/quarter for MasterCard variant.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
₹1 Crore personal air accident cover; ₹10 Lakh lost card liability cover for primary cardholder.
Movie
Not Applicable
Dining
Up to 20% discount on dining bills at partner restaurants.
Travel Benefits
Leading travel card; Miles redeemable on 100+ airlines, transfer to loyalty programs, earn PremierMiles on top of AirMiles.
What matters, explained clearly
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