Chennai Super Kings ICICI Bank Credit Card – Benefits, Fees & Eligibility

Introduction

The Chennai Super Kings ICICI Bank Credit Card is a co-branded credit card launched by ICICI Bank in partnership with the IPL team, Chennai Super Kings (CSK). Positioned as a card for sports enthusiasts and dedicated CSK fans, it offers unique privileges such as opportunities to meet team players, receive autographed memorabilia, and complimentary match tickets. Beyond these exclusive fan benefits, the card also provides a decent reward rate on general retail spends and accelerated rewards on CSK match days, making it a suitable choice for individuals looking to combine their passion for cricket with everyday spending benefits.

Welcome Benefits

• 2,000 bonus Reward Points after successful payment of the joining fee.
• 2,000 ICICI Bank Reward Points as a renewal gift.

Fees

• Joining Fee: Rs. 500 + GST
• Annual Fee: Rs. 500 + GST
• Spend-Based Waiver: The annual fee is waived off on spending Rs. 1,50,000 or more in the previous anniversary year.
• Rewards Redemption Fee: Nil
• Foreign Currency Markup: 3.5% on all foreign currency spends.
• Interest Rates: 3.4% per month (or 3.75% per month for ATM withdrawals and if only minimum due is paid).
• Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions worth up to Rs. 4,000 at all HPCL fuel pumps across India. This benefit applies to both primary and supplementary cardholders.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum of Rs. 500.
• Late Bill Payment: Ranging from Rs. 100 to Rs. 1300.

Rewards

• Reward Rates:
  • 10 Reward Points on every spend of Rs. 100 during CSK match days (except fuel).
  • 2 Reward Points on every retail spend of Rs. 100 (except fuel).
  • 1 Reward Point on every Rs. 100 spent on insurance and utility categories.
• Travel Benefits:
  • 1 complimentary domestic airport lounge access every quarter. To avail this, you must have spent Rs. 75,000 or more in the previous calendar quarter. This benefit is exclusively applicable to the primary cardholder.
• Movie & Dining Benefits:
  • 25% discount of up to Rs. 100 on booking a minimum of two movie tickets via BookMyShow. This benefit can be availed up to twice per month.
  • To be eligible for the movie offer, you must spend Rs. 25,000 or more on your Chennai Super Kings ICICI Bank Credit Card within the preceding spends quarter.
  • Exciting deals and offers over dining with the ICICI Bank’s Dining Delights Programme.
• Partner Benefits (CSK Exclusive):
  • Monthly top spenders get memorabilia autographed by key players of the team.
  • Opportunity to get complimentary CSK match tickets during the match season.
  • Chance to meet popular CSK players and attend their practice sessions.
  • Exclusive Meet and Greet session with select players for top spenders.

Rewards Redemption Guide

• The earned Reward Points can be redeemed against CSK merchandise and a wide range of options available under the ICICI Bank Reward Programme.
• 1 Reward Point = Re. 0.25.

Card Eligibility Criteria

• Age:
  • Primary cardholder: Above 21 years.
  • Supplementary cardholder: 18 years or more.
• Employment Status:
  • Applicant should either be self-employed or salaried.
• Income:
  • Salaried individual with a monthly income of Rs. 20,000.
  • Self-employed with an annual income of at least Rs. 2,40,000.
• Credit Score: The applicant should have a decent credit score.

Documents Required

• Identity Proof: Aadhar Card, Driving License, Voters’ Id, PAN Card (any one).
• Address Proof: Utility bills, Passport, Aadhar Card, Driving License (any one).
• Income Proof: Latest bank statements/salary slips, or Latest ITR.

Card Review

The Chennai Super Kings ICICI Bank Credit Card is an excellent choice for ardent fans of the Chennai Super Kings team, offering unique experiences like meeting players and receiving autographed merchandise. With a nominal annual fee of Rs. 500, which can be waived based on annual spending, it provides good value for its target audience. The card also offers a decent reward structure for everyday spending, accelerated rewards on match days, and benefits like domestic lounge access and movie discounts. However, it is important to note that applications for this card are currently not being accepted, as the card has been discontinued.

Important Product Details

• Welcome and renewal benefit of 2,000 Reward Points.
• Up to 10 Reward Points on every spend of Rs. 100.
• Complimentary domestic airport lounge access (1 per quarter on spending Rs. 75,000 in the previous quarter).
• Monthly top spenders get memorabilia autographed by key players of the team.
• Cardholders may get an opportunity to meet the players of the team and attend practice sessions.
• Complimentary tickets to CSK matches during the match season.
• 25% discount up to Rs. 100 on movie ticket bookings via BookMyShow (twice per month, on spending Rs. 25,000 in the preceding quarter).
• 1% fuel surcharge waiver at all HPCL fuel stations on transactions up to Rs. 4,000.
• Annual fee waiver on spending Rs. 1.5 lakhs in the previous year.
• The card is currently discontinued, and applications are no longer being accepted.

Other Details

• Application Process: The card could be applied for online via the ICICI Bank website or offline by visiting a nearest ICICI Bank branch with required documents.
• Security Features: The credit card comes with an embedded microchip for enhanced security against counterfeiting and duplication. Transactions at merchant outlets require a Personal Identification Number (PIN), though PIN is not required for online transactions.
• Fraud Protection: Cardholders are protected against fraudulent transactions with Counterfeit Card Liability and an Account Takeover Cover.
• Terms & Conditions: For other charges and detailed terms and conditions, customers are advised to refer to the Most Important Terms & Conditions (MITC) and applicable Terms & Conditions documents provided by ICICI Bank.