Chennai Super Kings ICICI Bank Credit Card – Benefits, Fees & Eligibility

Chennai Super Kings ICICI Bank Credit Card

The Chennai Super Kings ICICI Bank Credit Card is a co-branded credit card launched in partnership with the Chennai Super Kings (CSK) IPL team, specifically designed for cricket enthusiasts and loyal fans. This card offers a unique blend of lifestyle benefits and exclusive team-related experiences, such as opportunities to meet players, attend training sessions, and receive autographed merchandise. Beyond the cricket-centric perks, it provides a structured reward system for daily retail spends, accelerated rewards on match days, and standard privileges like airport lounge access, movie discounts, and fuel surcharge waivers.

Welcome Benefits

• Joining Bonus: Receive 2,000 ICICI Bank Reward Points upon successful payment of the joining fee.
• Renewal Gift: Receive 2,000 ICICI Bank Reward Points as a renewal gift each year.

Fees

• Joining Fee: ₹500 + GST.
• Annual Fee: ₹500 + GST.
• Spend-Based Waiver: The annual fee for the next year is waived if you spend more than ₹1,50,000 in the previous anniversary year.
• Foreign Currency Markup: 3.5% of the transaction amount.
• Interest Rates:
  • 3.4% per month (standard rate).
  • 3.75% per month for ATM withdrawals or if only the minimum amount due is paid.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum of ₹500.
• Late Payment Fee: Ranging from ₹100 to ₹1,300 depending on the outstanding amount.
• Rewards Redemption Fee: Nil.
• Fuel Surcharge: 1% waiver on fuel transactions at HPCL pumps.

Rewards

Earning Reward Points

• CSK Match Days: Earn 10 Reward Points on every ₹100 spent on all retail categories (except fuel).
• Domestic Spends: Earn 2 Reward Points on every ₹100 spent on retail categories (except fuel).
• Utility & Insurance Spends: Earn 1 Reward Point on every ₹100 spent.
• iShop: Earn between 6x to 12x reward points on purchases made via iShop.

Cricket & Fan Privileges

• Meet and Greet: Exclusive sessions to meet and greet select Chennai Super Kings players.
• Autographed Merchandise: Monthly top spenders receive memorabilia (such as bats or jerseys) autographed by marquee players.
• Match Tickets: Complimentary tickets to Chennai Super Kings home matches during the playing season.
• Practice Sessions: An opportunity for cardholders to attend a training session with the CSK team.

Entertainment and Lifestyle

• Movie Benefits: 25% discount up to ₹100 on movie tickets via BookMyShow and INOX. This offer can be used twice every month on a minimum purchase of two tickets.
• Dining Delights: Access to exclusive dining deals and offers through the ICICI Bank Dining Delights Programme.

Travel and Lounge Access

• Domestic Lounge Access: 4 complimentary domestic airport lounge accesses per year (limited to 1 per quarter).
• Lounge Eligibility: To avail of the lounge benefit in a calendar quarter, the cardholder must have spent ₹75,000 or more in the previous calendar quarter. (Note: Some documentation mentions a spend threshold of ₹5,000 in the previous quarter for this benefit).

Fuel Benefits

• Surcharge Waiver: 1% fuel surcharge waiver on transactions up to ₹4,000 at all HPCL petrol pumps across India. This applies to both primary and supplemental cardholders.

Security and Insurance

• Counterfeit Card Liability: Protection against unauthorized usage and fraudulent transactions.
• Account Takeover Cover: Safeguards against personal information being accessed or misused by third parties.
• Chip and PIN Security: The card contains an embedded microchip to provide enhanced security against duplication. A Personal Identification Number (PIN) is required for merchant outlet transactions.

Rewards Redemption Guide

• Redemption Options: Reward points can be redeemed for a wide range of categories including CSK merchandise, health and beauty products, travel and luggage, shopping vouchers, home appliances, electronics, and fashion/lifestyle items.
• Value of Points: 1 Reward Point = ₹0.25.
• Redemption Process: Points can be redeemed through the ICICI Bank Reward Programme for various gifts and rewards.

Card Eligibility Criteria

Eligibility Rules

• Citizenship: Must be an Indian citizen.
• Age: Primary cardholder must be over 21 years of age; supplemental cardholders must be 18 years or older.
• Salaried Individuals: Minimum monthly income of ₹20,000.
• Self-Employed Individuals: Minimum annual income of ₹2,40,000 (as per ITR).
• Credit History: Applicant should have a decent credit score.
• Note: The bank is currently no longer accepting new applications for the Chennai Super Kings ICICI Bank Credit Card.

Documents Required

• Identity Proof: Aadhar Card, PAN Card, Driving License, or Voter ID.
• Address Proof: Utility bills, Passport, Aadhar Card, or Driving License.
• Income Proof: Latest salary slips, bank statements, or the latest ITR.

Card Review

The Chennai Super Kings ICICI Bank Credit Card is an excellent entry-level choice specifically for sports fans. It provides significant value for those who follow the IPL, offering 5x rewards on match days and unique experiences that money cannot typically buy, such as player meet-and-greets and autographed memorabilia.

• Who should apply: Die-hard CSK fans, frequent movie-goers, and those looking for a low-cost card with spend-based fee waivers.
• Pros: Very high reward rate (10%) on match days, exclusive access to cricket events, low annual fee, and inclusive insurance covers.
• Cons: High spend threshold (₹75,000) for lounge access relative to the card's segment, and applications are currently suspended.

Important Product Details

• Positive Highlights:
  • Accelerated 10 Reward Points per ₹100 on CSK match days.
  • Unique fan experiences including practice session attendance and autographed merchandise.
  • Low annual fee of ₹500 with an attainable spend-based waiver of ₹1.5 Lakhs.
  • BOGO-style movie benefits (25% off) twice a month.
• Negative Highlights:
  • Reward points on insurance and utility bills are low (1 point per ₹100).
  • Lounge access is restricted to primary cardholders only and requires significant quarterly spending.
  • Cash advance and late payment interest rates are relatively high at 3.75% per month.

Other Details

• The card is part of ICICI Bank's sports-themed portfolio, which also includes cards partnered with Manchester United.
• The airport lounge access benefit is exclusively applicable to the primary cardholder.
• PIN protection is mandatory for physical merchant transactions but not required for online transactions.
• The "Top Spender" campaign determines which cardholders receive autographed memorabilia and meet-and-greet opportunities.