What are the main welcome benefits of the Central Bank of India SBI Card Prime?

The Central Bank of India SBI Card Prime offers a welcome e-Gift Voucher worth Rs. 3,000 from a choice of popular brands like Bata, Aditya Birla Fashion, Pantaloons, Shoppers Stop, and Yatra.com.

How can I earn reward points with the Central Bank of India SBI Card Prime?

With the Central Bank of India SBI Card Prime, you earn 20 Reward Points for every Rs. 100 on utility bill payments and 10 Reward Points on dining, groceries, departmental stores, and movies.

Does the Central Bank of India SBI Card Prime offer lounge access?

Yes, the Central Bank of India SBI Card Prime provides 4 complimentary international lounge visits and 8 complimentary domestic lounge visits per year for the primary cardholder.

What are the fees associated with the Central Bank of India SBI Card Prime?

The Central Bank of India SBI Card Prime has a joining fee and an annual renewal fee of Rs. 2,999 + Taxes each. The renewal fee can be waived on annual spends of Rs. 3 Lakhs.

How can I redeem the reward points earned on my Central Bank of India SBI Card Prime?

You can redeem your Central Bank of India SBI Card Prime Reward Points to pay your card outstanding, where 4 Reward Points are equivalent to Rs. 1, or for various e-Gift Vouchers.

Are there any milestone benefits with the Central Bank of India SBI Card Prime?

Yes, with the Central Bank of India SBI Card Prime, you get a Pizza Hut e-Voucher worth Rs. 1,000 on Rs. 50,000 spends per quarter and an e-Gift Voucher worth Rs. 7,000 on Rs. 5 Lakhs annual spends.

What insurance benefits are included with the Central Bank of India SBI Card Prime?

The Central Bank of India SBI Card Prime offers complimentary Air Accident Liability Cover of Rs. 50 Lakhs and Credit Card Fraud Liability Cover of Rs. 1 Lakh.

Can I get an add-on card for the Central Bank of India SBI Card Prime?

Yes, add-on cards for the Central Bank of India SBI Card Prime are available for eligible family members (parents, spouse, children, or siblings) above 18 years of age at no extra cost.

What is the fuel surcharge waiver on the Central Bank of India SBI Card Prime?

The Central Bank of India SBI Card Prime offers a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, capped at Rs. 250 per month.

How does the Central Bank of India SBI Card Prime ensure transaction security?

The Central Bank of India SBI Card Prime is chip and PIN enabled for enhanced security against counterfeiting and skimming, and it supports secure contactless transactions.

Central Bank of India

Central Bank of India SBI Card Prime

UtilitiesDiningTravel

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Welcome e-Gift Voucher worth Rs. 3,000 from brands like Bata, Aditya Birla Fashion, Yatra.com.

Rewards Rate

20 RP/Rs. 100 on utility bills; 10 RP/Rs. 100 on dining, groceries, movies, departmental stores.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points to pay card outstanding (4 RP = Rs. 1) or for e-Gift Vouchers.

Domestic Lounge Access

8 complimentary visits per year to domestic airport lounges in India (max 2 per quarter).

International Lounge Access

4 complimentary visits per year to International Priority Pass Lounges (max 2 per quarter).

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary Air Accident Liability (Rs. 50 L) and Credit Card Fraud Liability Cover (Rs. 1 L).

Movie

Earn 10 Reward Points for every Rs. 100 spent on movies, plus exclusive network offers.

Dining

Earn 10 Reward Points for every Rs. 100 spent on dining, with additional network offers.

Travel Benefits

4 complimentary international, 8 domestic lounge visits/year. Discounts on Hertz, Avis, IHG, MMT.

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