What are the main welcome benefits of the Central Bank of India SBI Card ELITE?

The Central Bank of India SBI Card ELITE offers a welcome e-gift voucher worth Rs. 5,000 from selected brands like Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, and Yatra.com.

What is the annual fee for the Central Bank of India SBI Card ELITE and can it be waived?

The annual fee for the Central Bank of India SBI Card ELITE is Rs. 4,999. It can be waived if you achieve annual spends of Rs. 10 Lakhs.

Does the Central Bank of India SBI Card ELITE offer airport lounge access?

Yes, the Central Bank of India SBI Card ELITE provides 6 complimentary international lounge visits per year via Priority Pass and 2 complimentary domestic lounge visits every quarter.

What is the foreign currency markup on the Central Bank of India SBI Card ELITE?

The Central Bank of India SBI Card ELITE features a low foreign currency markup charge of 1.99% on all international usage, making overseas spending more economical.

What insurance benefits are included with the Central Bank of India SBI Card ELITE?

The Central Bank of India SBI Card ELITE includes a complimentary Air Accident Liability Cover of Rs. 1 Crore (until Aug 11, 2025) and Credit Card Fraud Liability Cover of Rs. 1 Lakh.

How can I redeem my reward points from the Central Bank of India SBI Card ELITE?

You can redeem your Reward Points from the Central Bank of India SBI Card ELITE to pay your card outstanding, where 4 Reward Points equal Rs. 1.

Are there any movie benefits with the Central Bank of India SBI Card ELITE?

Yes, the Central Bank of India SBI Card ELITE offers complimentary movie tickets worth Rs. 6,000 every year, with a maximum discount of Rs. 250 per ticket for two tickets per booking.

Is the Central Bank of India SBI Card ELITE good for international travel?

The Central Bank of India SBI Card ELITE is well-suited for international travel due to its low 1.99% foreign currency markup and 6 complimentary international lounge visits per year.

What are the key milestone benefits of the Central Bank of India SBI Card ELITE?

The Central Bank of India SBI Card ELITE allows cardholders to earn up to 50,000 bonus Reward Points annually, equivalent to Rs. 12,500, by achieving specific spend milestones.

Central Bank of India

Central Bank of India SBI Card ELITE

Q: How do reward points work on the Central Bank of India SBI Card ELITE?

With the Central Bank of India SBI Card ELITE, you earn 5X Reward Points on Dining, Departmental stores, and Grocery spends, and 2 Reward Points per Rs. 100 on all other spends except fuel.

DiningMoviesInternational Spends

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Welcome e-gift Voucher worth Rs. 5,000 from a selection of brands like Bata/Hush Puppies, Yatra.com.

Rewards Rate

Earn 5X Reward Points on Dining, Departmental stores & Grocery; 2 Reward Points per Rs. 100 on others.

Reward Type

Reward Points

Reward Redemption

Pay card outstanding with Reward Points (4 points = Rs. 1); redeem welcome e-Gift Vouchers at stores/online.

Domestic Lounge Access

Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India.

International Lounge Access

Get 6 complimentary Airport Lounge visits per year, outside India (max 2 visits per quarter).

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary Air Accident Liability Cover of Rs. 1 Crore & Credit Card Fraud Liability Cover of Rs. 1 Lakh.

Movie

Complimentary Movie Tickets worth Rs. 6,000 every year (max Rs. 250/ticket, 2 tickets/booking/month).

Dining

Earn 5X Reward Points on Dining, Departmental stores, and Grocery Spends.

Travel Benefits

Complimentary lounge access, discounts on hotels, car rentals, and flight bookings via network partners.

What matters, explained clearly

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Frequently Asked Questions

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