What are the main benefits of the VISA Gold Secured Credit Card?

The VISA Gold Secured Credit Card offers up to 50 days of interest-free credit, zero joining and annual fees, and reward points on all PoS and e-commerce transactions.

Does the VISA Gold Secured Credit Card have any annual fees?

No, the VISA Gold Secured Credit Card comes with zero annual, joining, and enrollment fees, making it a very accessible option.

Are there any travel benefits associated with the VISA Gold Secured Credit Card?

Yes, cardholders can enjoy seasonal offers, such as up to 15% discount on GoIbibo flight, hotel, bus, and cab bookings using their VISA Gold Secured Credit Card.

What kind of insurance covers are provided by the VISA Gold Secured Credit Card?

The VISA Gold Secured Credit Card includes comprehensive insurance covers for fraudulent charges, baggage, purchase protection, and various accidents.

Can I convert my transactions into EMIs with the VISA Gold Secured Credit Card?

Yes, the VISA Gold Secured Credit Card offers an easy EMI conversion facility, which can be managed conveniently through the Canara ai1 app.

What is the foreign currency markup on the VISA Gold Secured Credit Card?

The foreign currency markup on the VISA Gold Secured Credit Card is competitive, set at up to 3% of the international transaction amount.

Does the VISA Gold Secured Credit Card offer lounge access?

No, the VISA Gold Secured Credit Card does not currently provide any complimentary domestic or international lounge access benefits.

What happens if I don't use my VISA Gold Secured Credit Card much in a year?

An inactivity fee of ₹150 applies to the VISA Gold Secured Credit Card if the card turnover during the card year is less than ₹25,000.

How can I redeem the reward points earned on my VISA Gold Secured Credit Card?

Reward points earned on the VISA Gold Secured Credit Card can be redeemed for cashback or goods purchases by visiting www.canararewardz.com.

Canara Bank

Canara Bank Visa Gold Secured Credit Card

Q: How can I earn reward points with my VISA Gold Secured Credit Card?

You can earn 2 reward points for every ₹100 spent on Point of Sale (PoS) and e-commerce transactions using your VISA Gold Secured Credit Card.

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Canara Bank Visa Gold Secured Credit Card

Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 2 points for every ₹100 spent on Point of Sale (PoS) and e-commerce transactions.

Reward Type

Reward Points

Reward Redemption

Reward points can be redeemed for cashback or goods purchases through www.canararewardz.com.

Domestic Lounge Access

Not Available

International Lounge Access

Not Available

Premium Benefits

Not Applicable

Insurance Coverage

Covers for fraudulent charges (₹2L), baggage (₹25K), purchase protection (₹25K), air accident (₹4L for self) and other accidents (₹2L for self).

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Enjoy up to 15% discount on GoIbibo bookings for domestic flights, hotels, buses, and outstation cabs.

What matters, explained clearly

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Frequently Asked Questions

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