What are the main fees for the Canara VISA Gold Credit Card?

The Canara VISA Gold Credit Card features zero enrollment, annual, and joining fees, making it a cost-effective choice.

What is the interest-free period offered by the Canara VISA Gold Credit Card?

The Canara VISA Gold Credit Card provides an interest-free credit period of up to 50 days on your purchases.

How do I earn reward points with the Canara VISA Gold Credit Card?

You earn 2 reward points for every ₹100 spent on PoS and e-commerce transactions using your Canara VISA Gold Credit Card.

What insurance benefits come with the Canara VISA Gold Credit Card?

The Canara VISA Gold Credit Card includes comprehensive insurance, such as fraud cover, baggage, purchase protection, and accident covers.

Can I convert purchases into EMIs with the Canara VISA Gold Credit Card?

Yes, the Canara VISA Gold Credit Card allows easy EMI conversion for transactions via the Canara ai1 mobile application.

Does the Canara VISA Gold Credit Card offer airport lounge access?

No, the Canara VISA Gold Credit Card does not currently provide complimentary airport lounge access.

What is the foreign currency markup fee for the Canara VISA Gold Credit Card?

The foreign currency markup fee on the Canara VISA Gold Credit Card is competitive, at up to 3% of the transaction amount.

Is there an inactivity fee for the Canara VISA Gold Credit Card?

An inactivity fee of ₹150 is charged on the Canara VISA Gold Credit Card if annual spending is less than ₹25,000.

How can I redeem reward points earned on my Canara VISA Gold Credit Card?

Reward points from the Canara VISA Gold Credit Card can be redeemed as cashback or for goods on www.canararewardz.com.

What is the maximum credit limit for the Canara VISA Gold Credit Card?

The Canara VISA Gold Credit Card offers a maximum credit limit of ₹25,00,000 per month for eligible cardholders.

Canara Bank

Canara Bank Visa Gold Credit Card

International SpendsTravelShopping

Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

2 Points for every ₹100/- spent on PoS / E-Commerce transactions.

Reward Type

Reward Points

Reward Redemption

Reward points can be redeemed as cashback or for goods purchased through www.canararewardz.com.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Fraudulent Charge Cover: ₹5,00,000/-, Baggage Insurance: Up to ₹25,000, Purchase Protection Cover: Up to ₹25,000, Accident Cover (Air Accident): ₹8.00 lakhs for self and ₹4.00 lakhs for spouse, Accident Cover (Other than Air Accident): ₹4.00 lakhs for self and ₹2.00 lakhs for spouse.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

GoIbibo discounts: 12% on Domestic flight bookings, 15% on Hotel bookings, 9% on Bus bookings, and 10% on Outstation Cabs.

What matters, explained clearly

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Frequently Asked Questions

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