What are the main benefits of the Canara RuPay Select Secured Credit Card?

The Canara RuPay Select Secured Credit Card offers an interest-free period up to 50 days, global acceptance, extensive insurance, and complimentary lounge access.

Does the Canara RuPay Select Secured Credit Card have an annual fee?

No, the Canara RuPay Select Secured Credit Card comes with absolutely no annual fee and no enrollment fee.

What welcome benefits do I get with the Canara RuPay Select Secured Credit Card?

Welcome benefits include a ₹500 Croma Gift Voucher, an Apollo Pharmacy discount coupon, and a Snapdeal offer of ₹100 off on the first two transactions.

How do I earn reward points with the Canara RuPay Select Secured Credit Card?

You earn 2 reward points for every ₹100 spent on purchases and payments with your Canara RuPay Select Secured Credit Card.

Does the Canara RuPay Select Secured Credit Card offer lounge access?

Yes, the Canara RuPay Select Secured Credit Card provides two complimentary domestic lounge accesses per quarter and two international accesses per year.

What is the foreign currency markup on the Canara RuPay Select Secured Credit Card?

The foreign currency markup for the Canara RuPay Select Secured Credit Card is up to 3% of the transaction amount.

Are there any insurance benefits with the Canara RuPay Select Secured Credit Card?

Yes, it includes personal accident insurance for the cardholder and spouse, lost card liability, baggage insurance, and purchase protection cover.

How can I avoid the inactivity fee on my Canara RuPay Select Secured Credit Card?

To waive the ₹300 inactivity fee, ensure your annual card turnover is at least ₹1,00,000/- with your Canara RuPay Select Secured Credit Card.

Can I convert my purchases to EMI with the Canara RuPay Select Secured Credit Card?

Yes, the Canara RuPay Select Secured Credit Card offers easy EMI conversion options through the Canara ai1 app.

What is the minimum income requirement for the Canara RuPay Select Secured Credit Card?

Individuals need a minimum gross annual income of ₹10 lakhs to be eligible for the Canara RuPay Select Secured Credit Card.

Canara Bank

Canara Bank Rupay Select Secured Credit Card

TravelDiningUtilities

Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

₹500 Croma Gift Voucher, Apollo Pharmacy discount coupon, Snapdeal Offer: ₹100 off on first two transactions.

Rewards Rate

Earn 2 points for every ₹100/- transaction. Value of each point is ₹0.25/-.

Reward Type

Reward Points and Cashback

Reward Redemption

Information regarding rewards points can be found at https://credit.canararewardz.com/.

Domestic Lounge Access

Two free accesses per quarter for self at 30 Lounges across 11 cities in India.

International Lounge Access

Two free accesses per year for self at 500+ Lounges across 300+ cities worldwide.

Premium Benefits

Not Applicable

Insurance Coverage

Extensive insurance cover for death due to personal accident, lost card liability, baggage & purchase protection.

Movie

Not Applicable

Dining

5% Cash Back on Eating Places & Restaurants, capped at ₹50 per month.

Travel Benefits

Complimentary domestic & international airport lounge access, 24X7 concierge services for travel assistance.

What matters, explained clearly

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Frequently Asked Questions

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