What are the joining and renewal fees for the RuPay Platinum Secured Credit Card?

The RuPay Platinum Secured Credit Card has absolutely zero joining, renewal, and enrolment fees, making it a cost-effective option for cardholders.

Does the RuPay Platinum Secured Credit Card offer complimentary lounge access?

Yes, the RuPay Platinum Secured Credit Card provides complimentary airport lounge access: 2 domestic visits per quarter and 2 international visits per year for the cardholder.

What kind of insurance benefits are included with the RuPay Platinum Secured Credit Card?

The RuPay Platinum Secured Credit Card offers comprehensive insurance, including ₹5 lakhs fraudulent charge cover, ₹25,000 baggage insurance, ₹25,000 purchase protection, and accident cover up to ₹8 lakhs for self (air accident).

How many reward points can I earn with the RuPay Platinum Secured Credit Card?

With the RuPay Platinum Secured Credit Card, you can earn 2 Reward Points for every ₹100 spent on Point of Sale (PoS) and E-Commerce transactions.

What is the foreign currency markup on the RuPay Platinum Secured Credit Card?

The RuPay Platinum Secured Credit Card applies a foreign currency markup of up to 3% of the transaction amount on all international spends.

Are there any charges for cash advances on the RuPay Platinum Secured Credit Card?

Yes, cash advance charges on the RuPay Platinum Secured Credit Card are ₹30 per ₹1000 withdrawn, or 3% of the transaction amount, whichever is higher.

How can I redeem reward points earned on the RuPay Platinum Secured Credit Card?

Reward Points accumulated on your RuPay Platinum Secured Credit Card can be conveniently redeemed for Cashback or Goods Purchase via www.canararewardz.com.

What is the interest-free period offered by the RuPay Platinum Secured Credit Card?

The RuPay Platinum Secured Credit Card provides an interest-free credit period of up to 50 days on your purchases, allowing for greater financial flexibility.

Is there a fuel surcharge waiver on the RuPay Platinum Secured Credit Card?

Yes, the RuPay Platinum Secured Credit Card offers a fuel surcharge waiver of 1% (minimum ₹10), capped at ₹100 per month, subject to specific minimum transaction amounts and monthly spend conditions.

Who is eligible to apply for the RuPay Platinum Secured Credit Card?

Individuals with a minimum independent income of ₹2 lakhs gross per annum are eligible for the RuPay Platinum Secured Credit Card. Staff members of Canara Bank have specific lower income criteria.

Canara Bank

Canara Bank Rupay Platinum Secured Credit Card

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Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Zero Annual, Joining, and Enrolment Fees.

Rewards Rate

Earn 2 Points for every ₹. 100/- spent on PoS / E-Commerce transactions.

Reward Type

Reward Points

Reward Redemption

Reward Points can be redeemed for Cashback or Goods Purchase through www.canararewardz.com.

Domestic Lounge Access

2 complimentary domestic lounge accesses per Quarter for Self at selected lounges.

International Lounge Access

2 complimentary international lounge accesses per Year for Self at selected lounges.

Premium Benefits

Not Applicable

Insurance Coverage

Offers ₹5L fraudulent charge, ₹25K baggage, ₹25K purchase protection, and significant accident cover.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Complimentary domestic and international airport lounge access; widely accepted globally.

What matters, explained clearly

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Frequently Asked Questions

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