What are the key welcome benefits of the Axis Bank Rewards Credit Card?

The Axis Bank Rewards Credit Card offers 5,000 EDGE REWARD points worth ₹1,000 on cumulative net spends of ₹1,000 within 30 days of card issuance.

How much is the joining and renewal fee for the Axis Bank Rewards Credit Card?

The joining fee for the Axis Bank Rewards Credit Card is ₹1,000, and the renewal fee is also ₹1,000 from the second year onwards.

Can the annual fee for the Axis Bank Rewards Credit Card be waived?

Yes, the annual fee for the Axis Bank Rewards Credit Card is waived if your annual spends are ₹2,00,000 or more, excluding rent and wallet transactions.

What is the reward rate on the Axis Bank Rewards Credit Card?

You earn unlimited 2 EDGE REWARD points on every ₹125 spent on all categories, and 10X EDGE REWARD points on departmental and apparel stores.

Does the Axis Bank Rewards Credit Card offer lounge access?

Yes, the Axis Bank Rewards Credit Card provides 2 complimentary domestic airport lounge accesses per quarter, subject to a minimum spend.

Are there any dining benefits with the Axis Bank Rewards Credit Card?

Yes, cardholders get an instant ₹150 discount on Swiggy and a 15% discount (up to ₹500) at partner restaurants with the Axis Bank Rewards Credit Card.

What insurance benefits are included with the Axis Bank Rewards Credit Card?

The Axis Bank Rewards Credit Card offers Purchase Protection Cover up to ₹1 lakh, baggage delay/loss cover, and a Credit Shield of ₹1 lakh.

What is the foreign currency markup fee on the Axis Bank Rewards Credit Card?

The foreign currency transaction fee for the Axis Bank Rewards Credit Card is 3.50% of the transaction value.

How can I redeem EDGE Reward points earned with my Axis Bank Rewards Credit Card?

EDGE Reward points from the Axis Bank Rewards Credit Card can be redeemed for vouchers, products via the EDGE platform, or transferred to partner miles/points.

What are the eligibility criteria for the Axis Bank Rewards Credit Card?

To be eligible for the Axis Bank Rewards Credit Card, you must be between 18-70 years old, a Resident of India, and have a stable income source.

Axis Bank

Axis Bank Rewards Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

5,000 EDGE REWARD points (worth ₹1,000) on spends of ₹1,000+ within 30 days of card issuance.

Rewards Rate

Unlimited 2 EDGE REWARD points on every ₹125 spent; 10X points on departmental & apparel stores.

Reward Type

Reward Points

Reward Redemption

Redeem for vouchers, products via EDGE platform, partner miles/points transfer (10:1), or Pay with Points.

Domestic Lounge Access

2 complimentary domestic airport lounge accesses per quarter on ₹50,000 spend in previous 3 months.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Purchase Protection up to ₹1 Lakh, baggage delay/loss cover (USD 300/500), and ₹1 Lakh Credit Shield.

Movie

Not Applicable

Dining

Instant ₹150 off on Swiggy (min ₹500, twice/month) and 15% off (up to ₹500) at partner restaurants.

Travel Benefits

Complimentary domestic lounge access, instant savings up to 15% on flights & hotels via MakeMyTrip.

What matters, explained clearly

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Frequently Asked Questions

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