What are the primary benefits of the Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card offers discounts on online shopping, food delivery, and utility bill payments, making it ideal for young individuals and millennials.

Does the Axis Bank Neo Credit Card offer welcome benefits?

Yes, new Axis Bank Neo Credit Cardholders receive 100% cashback up to ₹300 on their first utility bill payment within 30 days of card issuance.

What are the joining and annual fees for the Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card has a joining fee of ₹250 and an annual fee of ₹250 from the second year onwards. Both can be Lifetime Free for select channels.

How do I earn rewards with the Axis Bank Neo Credit Card?

You earn 1 Edge Reward Point for every ₹200 spent on your Axis Bank Neo Credit Card. Additionally, enjoy specific discounts with partner brands.

Are there any discounts for movies or dining with the Axis Bank Neo Credit Card?

Yes, the Axis Bank Neo Credit Card offers 10% off on movie tickets via BookMyShow and 15% off at partner restaurants through Dining Delights.

Does the Axis Bank Neo Credit Card provide lounge access or insurance benefits?

No, the Axis Bank Neo Credit Card does not include complimentary domestic or international lounge access, nor does it offer insurance benefits.

What is the foreign currency markup on the Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card has a foreign currency transaction markup fee of 3.50% of the transaction value.

How can I redeem Edge Reward Points earned with my Axis Bank Neo Credit Card?

Edge Reward Points can be redeemed for vouchers, mobile accessories, home decor, and other products via the dedicated EDGE REWARDS Catalogue, where 1 point equals ₹0.20.

Who is eligible to apply for the Axis Bank Neo Credit Card?

Primary applicants for the Axis Bank Neo Credit Card should be 18-70 years old, a Resident of India or NRI, and have a stable income.

What security features does the Axis Bank Neo Credit Card offer?

The Axis Bank Neo Credit Card includes an EMV certified chip and PIN system and Zero Lost Card Liability protection for enhanced security.

Axis Bank

Axis Bank Neo Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

100% cashback up to ₹300 on the first utility bill payment within the first 30 days.

Rewards Rate

1 EDGE REWARD Point for every ₹200 spent (Reward Rate 0.10%).

Reward Type

Reward Points

Reward Redemption

Redeem Edge Reward Points for vouchers, mobile & accessories, home decor, etc. 1 point = ₹0.20.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

10% off on movie tickets via BookMyShow, maximum monthly benefit up to ₹100.

Dining

15% off on dining at partner restaurants via Axis Bank Dining Delights Program.

Travel Benefits

Instant savings of up to 15% on flights & hotels via MakeMyTrip on Wednesdays.

What matters, explained clearly

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Frequently Asked Questions

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