What are the main cashback benefits of the Axis Bank Freecharge Plus Credit Card?

The Axis Bank Freecharge Plus Credit Card offers 5% cashback on Freecharge spends, 2% on local commute (Ola/Uber), and 1% on other retail spends.

Is there a joining fee for the Axis Bank Freecharge Plus Credit Card?

No, the Axis Bank Freecharge Plus Credit Card has a Nil joining fee, making it free to acquire initially.

How can I get the annual fee waived for the Axis Bank Freecharge Plus Credit Card?

The annual renewal fee for the Axis Bank Freecharge Plus Credit Card is waived if you spend Rs. 50,000 or more in the preceding card anniversary year.

What are the dining benefits offered by the Axis Bank Freecharge Plus Credit Card?

With the Axis Bank Freecharge Plus Credit Card, you can enjoy up to 20% off (max Rs. 500) on dining via the Axis Bank Dining Delights Program.

Does the Axis Bank Freecharge Plus Credit Card offer lounge access?

No, the Axis Bank Freecharge Plus Credit Card does not currently offer complimentary domestic or international airport lounge access.

What is the foreign currency markup fee on the Axis Bank Freecharge Plus Credit Card?

The Axis Bank Freecharge Plus Credit Card charges a 3.5% foreign currency markup on all international transactions.

How is cashback credited with the Axis Bank Freecharge Plus Credit Card?

Cashback earned on your Axis Bank Freecharge Plus Credit Card is credited to your card account on the 8th of the month following your spends.

Are there any special offers for the Axis Bank Freecharge Plus Credit Card?

Yes, the Axis Bank Freecharge Plus Credit Card provides "Wednesday Delight Offers" including savings on flights/hotels via Goibibo/MakeMyTrip and discounts on Swiggy/Amazon Fresh.

What kind of transactions do not earn cashback on this credit card?

The Axis Bank Freecharge Plus Credit Card does not offer cashback on transactions below Rs. 100, fuel purchases, wallet reloads, cash withdrawals, EMI, gift cards, jewellery, or rental payments.

Where can I apply for the Axis Bank Freecharge Plus Credit Card?

The Axis Bank Freecharge Plus Credit Card is exclusively available for application through the Freecharge mobile application.

Axis Bank

Axis Bank Freecharge Plus Credit Card

UtilitiesTravelShopping

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

5% on Freecharge, 2% on local commute, 1% on other retail spends.

Reward Type

Cashback

Reward Redemption

Cashback is credited to card account on 8th of subsequent month.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Up to 20% off (max Rs. 500) via Axis Bank Dining Delights Program.

Travel Benefits

Up to 15% savings on flights & hotels via Goibibo and MakeMyTrip on Wednesdays.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

Similar Cards

Compare similar cards to find your perfect fit

More from Axis Bank

Explore other cards offered by the same provider

Comments & Reviews

Share your experience about Axis Bank Freecharge Plus Credit Card

Share your thoughts

Your email address will not be published. Required fields are marked *

Loading conversations...