What is the AU Zenith+ Credit Card?

The AU Zenith+ Credit Card is a premium metal credit card from AU Small Finance Bank, offering exclusive lifestyle privileges, tailored rewards, and luxury benefits for high spenders and frequent travelers.

What are the welcome benefits of the AU Zenith+ Credit Card?

Upon activation of your AU Zenith+ Credit Card, you can choose between Luxury Brand Vouchers or Reward Points, both valued at ₹5,000.

What is the joining and renewal fee for the AU Zenith+ Credit Card?

The joining fee for the AU Zenith+ Credit Card is ₹4,999 + applicable taxes (GST), and the renewal fee is also ₹4,999 + applicable taxes (GST).

How can I waive the renewal fee for my AU Zenith+ Credit Card?

The renewal fee for your AU Zenith+ Credit Card can be waived from the 2nd year onwards if you make net retail spends of ₹8 Lakhs in the previous card anniversary year.

What is the reward points earning rate on the AU Zenith+ Credit Card?

With the AU Zenith+ Credit Card, earn 2 Reward Points for every ₹100 spent on travel, dining, and international transactions, and 1 Reward Point per ₹100 on all other retail spends.

Does the AU Zenith+ Credit Card offer lounge access?

Yes, the AU Zenith+ Credit Card provides 16 complimentary domestic airport lounge accesses and 16 complimentary international airport lounge accesses annually via Priority Pass.

What insurance benefits are included with the AU Zenith+ Credit Card?

The AU Zenith+ Credit Card offers comprehensive protection including Air Accident Cover (up to ₹2 Crore), Card Liability (up to ₹15 Lakhs), Credit Shield (up to ₹15 Lakhs), Purchase Protection (up to ₹50,000), and other travel-related covers.

What is the foreign currency markup on the AU Zenith+ Credit Card?

The AU Zenith+ Credit Card features a low cross-currency foreign markup fee of 0.99% on all international transactions, making it suitable for global travel.

How do I redeem reward points earned on the AU Zenith+ Credit Card?

Reward Points earned on your AU Zenith+ Credit Card can be redeemed at a value of ₹1 per Reward Point. Specific redemption categories are not detailed, but value-based redemption is offered.

What is the eligibility criteria for the AU Zenith+ Credit Card?

To be eligible for the AU Zenith+ Credit Card, you typically need a monthly net income of ₹2.5 Lakhs, and primary cardholders should be between 21-60 (salaried) or 25-65 (self-employed).

AU Small Finance Bank

AU Zenith+ Credit Card

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Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Choose between Luxury Brand Vouchers or Reward Points worth ₹5,000 upon card activation.

Rewards Rate

Earn 2 RP per ₹100 on travel, dining, international; 1 RP per ₹100 on other retail spends.

Reward Type

Reward Points

Reward Redemption

1 Reward Point = ₹1. No specific categories, value-based redemption.

Domestic Lounge Access

16 complimentary Domestic Airport Lounge accesses annually (max 4 per calendar quarter).

International Lounge Access

16 complimentary International Airport Lounge accesses annually via Priority Pass (max 4 per quarter).

Premium Benefits

8 complimentary golf games/lessons annually (up to 2 per calendar quarter).

Insurance Coverage

Air Accident Cover (₹2 Cr), Card Liability (₹15 Lakh), Credit Shield (₹15 Lakh), Purchase Protection (₹50k).

Movie

Up to 16 complimentary BOGO movie/event tickets from BookMyShow annually (max 4 per quarter).

Dining

Up to 30% discount via Silver Spoon dining program & 25% off F&B with Taj Epicure Membership.

Travel Benefits

4 complimentary airport Meet & Assist services. Exclusive luxury stay offers with ITC Hotels & Elivaas.

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Frequently Asked Questions

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