Question 1

What are the joining and renewal fees for the AU Vetta Credit Card?

Accepted Answer

The AU Vetta Credit Card has a joining fee and renewal fee of Rs. 2,999 + applicable taxes/GST, both of which can be waived based on spending.

Question 2

How can I get a fee waiver for my AU Vetta Credit Card?

Accepted Answer

The first year fee for the AU Vetta Credit Card is waived on Rs. 40,000 retail spends within 90 days, and subsequent years on Rs. 1,50,000 retail spends annually.

Question 3

What kind of reward points can I earn with the AU Vetta Credit Card?

Accepted Answer

With the AU Vetta Credit Card, you earn 4 Reward Points per INR 100 on grocery and departmental store spends, 2 RP on other spends, and 1 RP on insurance/utility categories.

Question 4

Does the AU Vetta Credit Card offer lounge access?

Accepted Answer

Yes, the AU Vetta Credit Card provides complimentary domestic, international (via Priority Pass), and railway lounge access, subject to spend conditions for domestic airport lounges.

Question 5

What insurance benefits are included with the AU Vetta Credit Card?

Accepted Answer

The AU Vetta Credit Card offers comprehensive protection including Air Accident Cover, Card Liability Cover, Credit Shield, Purchase Protection, and free extended warranty on electronics.

Question 6

Can I convert transactions into EMIs with the AU Vetta Credit Card?

Accepted Answer

Yes, the AU Vetta Credit Card features XpressEMI, allowing you to convert transactions of Rs. 500 and above into EMIs through various digital channels.

Question 7

What is the foreign currency markup on the AU Vetta Credit Card?

Accepted Answer

The foreign currency markup for the AU Vetta Credit Card is 2.99% of the transaction amount when making international spends.

Question 8

How do I redeem reward points earned on my AU Vetta Credit Card?

Accepted Answer

Reward points from your AU Vetta Credit Card can be redeemed on the AU Rewardz portal for e-vouchers, merchandise, recharges, flights, and hotels, with a redemption fee.

Question 9

Is the AU Vetta Credit Card good for travelers?

Accepted Answer

The AU Vetta Credit Card is well-suited for travelers due to its complimentary domestic/international lounge access, railway lounge access, and dedicated global concierge services.

Question 10

Who is eligible to apply for the AU Vetta Credit Card?

Accepted Answer

To apply for the AU Vetta Credit Card, primary cardholders must be Resident Indians aged 25-65 (self-employed) or 21-60 (salaried), with valid identity, address, and income proofs.

AU Vetta Credit Card

Benefits & Features

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from AU Small Finance Bank

Comments & Reviews

Share your thoughts